USDA Loan Vs. FHA loan for Rochester, IN [Fulton County Rates 2023]

In 2025, USDA loan limit in Rochester, county of Fulton, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rochester, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(985) 400-2001 763 miles Lender's profile and map Reviews Vista Mortgage 522 N New Hampshire St, Suite 7, Covington, LA, 70433 Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.
(985) 867-8334 763 miles Lender's profile and map Reviews Arbor Lending 5001 Hwy 190, Suite B5, Covington, LA, 70433 We've been helping customers afford the home of their dreams for many years and we love what we do. There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.
(985) 888-1660 763 miles Lender's profile and map Reviews Ace Mortgage Company 711 River Highlands Blvd., Covington, LA, 70433 At Ace Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(903) 892-1505 763 miles Lender's profile and map Reviews Texoma Educators Federal Credit Union 506 W Lamar Street, Sherman, TX, 75090 Texoma Educators Federal Credit Union is a full-service financial institution serving Grayson County, Texas, and Bryan, Marshall and Atoka counties in Oklahoma. We offer membership to the entire Texoma community, wherever you work! As a non-profit, we are focused on competitive rates and convenient services.
(401) 762-8140 764 miles Lender's profile and map Reviews First Northern Financial Group 980 Eddie Dowling Highway, North Smithfield, RI, 02896 First Northern Financial Group, Inc. takes a tremendous amount of pride in providing excellent customer service and aligning our valued customers with the perfect mortgage. All of our customers can search for homes or refinance with the up most confidence in their financing arrangements.
(903) 546-6275 764 miles Lender's profile and map Reviews The First National Bank of Tom Bean 109 S. Britton, Tom Bean, TX, 75489 Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
(386) 752-3322 764 miles Lender's profile and map Reviews Millennium Bank FL 151 NW Commons Loop, Lake City, FL, 32055 Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
(603) 934-4445 764 miles Lender's profile and map Reviews Franklin Savings Bank 387 Central Street, Franklin, NH, 03235 Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers' financial position.
(386) 755-0600 764 miles Lender's profile and map Reviews First Federal Bank. 4705 W US Highway 90, Lake City, FL, 32055 First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
(508) 481-8300 764 miles Lender's profile and map Reviews Main Street Bank 81 Granger Boulevard, Marlborough, MA, 01752 Main Street Bank is a locally run, independent mutual savings institution serving the Metrowest and northern Middlesex communities of Massachusetts. We believe in working together, so we can do more. We are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products
(508) 490-8000 764 miles Lender's profile and map Reviews St. Mary's Credit Union 46 Lizotte Drive, Marlborough, MA, 01752 St. Mary's Credit Union, headquartered in Marlborough, MA with Retail Branches in Marlborough, Northborough, Hudson, Westborough and Framingham MA is more than a just financial institution: we are also a trustworthy member of the community we serve. As a not-for-profit organization, our purpose is not to take money.