In 2025, the USDA loan limit for Tipton in Tipton, IN is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Assess your income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loan options side by side, simplifying your decision for the optimal program that suits your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to secure the best possible USDA or FHA loans for you efficiently and with ease. Begin with one of three initial options that will connect you with compatible lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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