USDA and FHA Pro and Con in Tipton, Tipton County, IN

In 2025, the USDA loan limit for Tipton in Tipton, IN is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Assess your income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loan options side by side, simplifying your decision for the optimal program that suits your financial situation in .

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Tipton, County of Tipton, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Tipton, IN

The goal of Lendersa® is to secure the best possible USDA or FHA loans for you efficiently and with ease. Begin with one of three initial options that will connect you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in IN?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Your Loan Connection
  • 2741 Hamner Avenue, Norco, CA, 92860
  • Yony started in the mortgage business in 2003. He truly enjoy this business as he get to help many families realize their homeownership dreams as well as helping families reduce their mortgage rates and payments. With over 17 years of experience in the mortgage lending industry he has gained the knowledge to tailor loan.
  • Staylor Mortgage Lending
  • 1592 El Paso Dr, Norco, CA, 92860
  • At Staylor Mortgage Lending. We are a full-service mortgage company based in Eastvale, CA. We specialize in FHA, Conventional, VA Mortgage in Eastvale. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92880.
  • RAzone Mortgage Group
  • 2191 5th Street, Suite 203, Norco, CA, 92860
  • At RAzone Mortgage Group. We are a full-service mortgage company based in Norco, CA. We specialize in FHA, VA, Conventional, Jumbo in Norco, Corona, Riverside, and Orange. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in the zip code 92860
  • Spectrum Mortgage
  • 1791 3rd Street, Suite 200, Norco, CA, 92860
  • At Spectrum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Community Funding
  • 1780 Town & Country Drive, Suite 108, Norco, CA, 92860
  • At Community Funding Personal Service & Outstanding Interest Rates Approved with numerous Lenders, providing diverse financing options, including Conventional, FHA, VA, USDA, Reverse Mortgages, Hard Money, Self-Employed products, Purchase, Refinance, etc. Honest, Ethical AND Prompt Service Provided CA
  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
  • Chaffey Federal Credit Union
  • 1024 W Foothill Blvd, Upland, CA, 91786
  • Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being.
  • Colonial Mortgage
  • 322 N Mountain Ave, Upland, CA, 91786
  • Colonial Mortgage We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.
  • Four Clover Homes Inc
  • 1424 North 13th Avenue, Upland, CA, 91786
  • Four Clover Homes, your satisfaction is our number one priority. Count on us to give you the industry leading rates up front and help you choose which loan suits your needs. Due to our amazing up front rates, we know that you'll be satisfied. Call us today and take the first step to owning your dream home.
  • Crown Castle Mortgage & Realty
  • 1231 North Redding Way, Upland, CA, 91786
  • Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.
  • Oak Tree Realty
  • 400 North Mountain Avenue, Suite 224, Upland, CA, 91786
  • At Oak Tree Realty, where we specialize in residential mortgages, fix & flip lending and rental loans. At Oak Tree Realty, we find a loan that fits each borrower. Unlike overpriced banks who have one size fits all, we here at Oak Tree Realty have relationships with several lenders and always search for the best price and terms for our clients.