USDA Vs. FHA Pro and Con comparison in Cicero, Hamilton County, IN

In 2026, the USDA loan limit in Cicero, found in Hamilton county, IN, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. Assess income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you view USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program is optimal for your financial condition in .

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2026 Loan Limits and Downpayment Requirements in Cicero, County of Hamilton, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Cicero, IN

The aim of Lendersa® is to facilitate access to the best USDA or FHA loans quickly and without hassle. Begin with one of three starting points that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Cicero Lenders

  • BDR Mortgage Capital LLC
  • 23 S. 8th St, Suite 1500, Noblesville, IN, 46060
  • Lends in Indiana
  • At BDR Mortgage Capital. We are a full-service mortgage company based in NOBLESVILLE, Indiana. We specialize in home loans in the state of Indiana. We also serve the surrounding cities in Hamilton and Marion Counties. Whether you are buying a home or refinancing in the zip codes of 46062,

  • Verified Mortgage LLC
  • 14381 Heatherknoll Parkway, Carmel, IN, 46074
  • Lends in Indiana
  • Verified Mortgage LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers Verified Mortgage LLC is created to service the loan industry a little differently.

  • Optimum Mortgage Company
  • 550 Congressional Blvd, Suite 115, Carmel, IN, 46033
  • Lends in Indiana
  • At the Optimum Mortgage Company, we work hard to get you the lowest interests and close your loan as soon as possible. Getting your loan approved is easy, so let us get you the perfect loan to go with your perfect home In Indiana and Florida. We Speak English and Chinese. The Optimum Mortgage Company was established in 2005 by Sharlene Teng.

  • Heartland Mortgage Group
  • 11887 Tarrynot Ln, Carmel, IN, 46033
  • Lends in Indiana
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.

  • American Dream Mortgage LLC
  • 11478 Lantern Road, Suite A, Fishers, IN, 46038
  • Lends in Indiana
  • Dana T. Greenwood As a licensed mortgage loan originator, I support my clients from pre-approval all the way through closing. Whether you are a first time home buyer or a seasoned home owner, you can trust me with all of your home financing needs! American Dream Mortgage Llc covered your mortgage process.

  • Diamond Mortgage LLC
  • 14074 Trade Center Drive, Suite 255, Fishers, IN, 46038
  • Lends in Indiana
  • We approach each challenge and opportunity with a unique level of commitment and consideration for our clients long-term benefit. Our team will earn your confidence and provide you with a single-source relationship secured by experience you can trust. Diamond Mortgage, you will have the financial tools, experience, & technology to reach your goals.

  • Capital Mortgage Solutions
  • 14074 Trade Center Drive, Suite 241, Fishers, IN, 46038
  • Lends in Indiana
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • New Life Mortgage Corp
  • 14074 Trade Center Drive, Suite 132, Fishers, IN, 46038
  • Lends in Indiana
  • New Life Mortgage is locally-owned and operated company specializing in residential lending in the state of Indiana. At New Life Mortgage, you will find caring, seasoned professionals dedicated to making your home-financing experience a lifelong relationship and most especially, one that is both beneficial and gratifying.

  • CrownMark Mortgage
  • 8980 Technology Dr., Fishers, IN, 46038
  • Lends in Indiana
  • When you're applying for mortgages in Fishers, IN, trust your personal information and financial details to the team members at CrownMark Mortgage. With more than 20 years of experience assisting our customers' needs for mortgages, we're dedicated to providing client satisfaction.