USDA and FHA Pro and Con in West-Lafayette, Tippecanoe County, IN

In 2025, the USDA loan limit in West-Lafayette, within Tippecanoe County, IN, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, determining the income, credit rating, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in is best suited to your financial needs.

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2025 Loan Limits and Downpayment Requirements in West-Lafayette, Tippecanoe, IN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in West-Lafayette, IN

The goal of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. You can choose one of three starting options to connect with lenders and explore USDA loan programs in detail.

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Understanding USDA Loans in IN

A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.
  • Lion Federal Credit Union
  • 1580 Haynesville Hwy, El Dorado, AR, 71730
  • It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members. We strive to deliver a level of service that exceeds the expectations of our customers. If you have any questions about our products or services
  • First Financial Bank
  • 214 N Washington Ave, El Dorado, AR, 71730
  • First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
  • Central Nebraska FCU
  • 609 South Locust, Grand Island, NE, 68801
  • Central Nebraska Federal Credit Union has been open since 1985. The credit union has assets totaling $12.21 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Home Federal Bank
  • 221 S Locust St, Grand Island, NE, 68801
  • Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.
  • Catholic Family Federal Credit Union
  • 717 N Socora Street, Wichita, KS, 67212
  • Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.
  • Regent Financial Group, Inc
  • 10209 W Central Ave, Suite 1, Wichita, KS, 67212
  • "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product. Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.
  • C A Mortgage Services
  • 305-C Second Loop Road, Florence, SC, 29505
  • C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.