In 2026, the USDA loan limit in West-Lafayette, within Tippecanoe County, IN, stands at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, determining the income, credit rating, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. You can choose one of three starting options to connect with lenders and explore USDA loan programs in detail.
A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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