USDA VS FHA in Delphi, Carroll County, IN

For 2025, the USDA loan cap in Delphi, located in the county of Carroll, IN, is $336,500, whereas the FHA maximum is $472,030 for a single-family dwelling.

With Lendersa®'s USDA loan calculator, you can assess today's USDA versus FHA optimal rates, evaluating the necessary income, credit rating, reserves, and paperwork for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA side by side, aiding your choice of the most suitable program in for your financial plans.

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2025 Loan Limits and Down Payment Details in Delphi, County of Carroll, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Delphi, IN

Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and conveniently. Choose one of three starting paths that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in IN

A USDA home loan is one that is backed by the Department of Agriculture, often known as the USDA rural development loan or simply a USDA mortgage. These loans are exclusively available in rural neighborhoods. Unlike FHA loans, which specify a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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