USDA and FHA Pro and Con in Frankfort, Clinton County, IN

In 2025, the USDA loan limit in Frankfort, situated in Clinton county, IN, is $336,500, whereas the FHA limit is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and see what income, credit, reserves, and documentation are necessary to qualify. With our advanced calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to determine which program in suits your financial situation best.

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Loan Limits and Down Payment Requirements for 2025 in Frankfort, Clinton County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Frankfort, IN

Lendersa® aims to provide you with the best possible USDA or FHA loan swiftly and efficiently. Choose from three starting options to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching outcomes

What is a USDA Loan in IN?

A USDA home loan is backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and it is available only in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage365 Lending LLC
  • 640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129
  • Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.
  • Vertex Financial Group Inc
  • 640 Plaza Drive, Suite 120, Littleton, CO, 80129
  • our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.
  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Epic Funding
  • 2180 West First Street Ste 540, Fort Myers, FL, 33901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Canyon River Mortgage LLC
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  • We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
  • Island View Private Loan Fund
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  • Indigo Mortgage Colorado
  • 6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919
  • At Indigo Mortgage Colorado, we always say that “no one cares more about your mortgage loan”. We believe our borrowers experience a different relationship when they work with the certified staff at Indigo Mortgage Colorado. We take pride in the fact that you’ll work with the same Indigo Mortgage Colorado professional throughout your loan process
  • Age In Place Mortgage
  • 913 Dancing Horse Drive, Colorado Springs, CO, 80919
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  • Lendello Mortgage
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  • From your first home purchase to a refinance or specialty loan program, Lendello has the knowledge, integrity and experience to guide you through the entire process from start to finish. We make securing a mortgage simple and straightforward by offering you access to the most advanced financial tools
  • Red Rock Capital
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  • Red Rock Capital’s founder and President Joshua Manier has been involved in multiple facets of real estate investing for the past 20+ years. These activities have included: loan originating, underwriting, servicing, and actively managing private mortgage funds. Mr. Manier is responsible for oversight of: investor relations, loan sales/trading, loan
  • Barton Springs Financial
  • 801 Madison Ave, New Braunfels, TX, 78130
  • We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.
  • Bluebonnet Mortgage LLC
  • 438 South Water Lane, New Braunfels, TX, 78130
  • Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders