For the year 2025, the USDA loan cap in Lagrange, located in LaGrange county, IN, stands at $336,500. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
To compare the best current rates for USDA and FHA loans, explore Lendersa® USDA loan calculator. This tool aids you in evaluating income, credit score, reserves, and documentation criteria required for qualification. Our comprehensive mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA programs to assist you in choosing the most suitable option for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly and smoothly connect you with the optimal USDA or FHA loan. Initiate the process through one of three approaches, guiding you to suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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