USDA Vs. FHA your options comparison in Sheridan, Hamilton County, IN

During 2025, the USDA loan ceiling for a single-family house in Sheridan, located within Hamilton, IN, is set to $336,500. Comparatively, the FHA loan limit is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate and contrast the current best rates between USDA and FHA. This tool helps determine the required income, credit score, reserves, and paperwork to qualify. The advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans within , assisting you in identifying the most suitable option for your financial needs.

Examine loan proposals from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Sheridan, County of Hamilton, IN

Loan Type Maximum Loan Initial Deposit
USDA $336,500 0%
FHA $472,030 3.5%
Standard Conforming $726,200 3%

USDA and FHA Loan Opportunities in Sheridan, IN

The aim of Lendersa® is to streamline the process, ensuring you swiftly obtain the most favorable USDA or FHA loans minus the hassles. Opt from three different starting points to connect with matching lenders while exploring USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan is a government-backed mortgage granted by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It's available solely in rural areas. Unlike FHA loans that necessitate a down payment of at least 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • iFinance Mortgage Inc.
  • 1421 North Wanda Road, Suite 120G, Orange, CA, 92867
  • We are a direct lender servicing all of California, with a focus on Orange, Los Angeles, Riverside, and San Diego counties. We are committed to providing the best available financing and mortgage protection for our clients, while delivering outstanding customer service. We pride ourselves in treating our clients with honesty, integrity
  • Tom Bradley-King
  • 960 North Tustin Street, Orange, CA, 92867
  • Much like visiting your local hardware store sometimes you want something more personal than the large cold corporate experience. My wholesale mortgage brokerage is based in Orange, California. My company offers an extensive portfolio of loan products including traditional Residential, Jumbo, Reverse and Private money home loans.
  • First Place Home Loans Inc.
  • 1740 West Katella, Suite B, Orange, CA, 92867
  • With a combined of over 25 year of mortgage lending experience make First Place Home Loans your number one Choice for all of your lending needs. Servicing one customer at a time with attention to detail and superior customer service is what we believe in at First Place Home Loans. Experience the difference with dedicated specialist
  • Upfront Home Loans
  • 1111 East Katella Avenue, Suite 210, Orange, IN, 92867
  • We specialize in providing mortgage lending FHA, VA, Conventional, Refinance, and New Purchase services. When you decide to buy a home or refinance a mortgage, its a big step. You can trust us to find the loan program thats best for you. Upfront Home Loans is extremely experienced in the mortgage process and has products and rates.
  • Business West Mortgage Company
  • 1421 N Wanda Road, Suite 120-V6, Orange, CA, 92867
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • McMillen Capital, LLC
  • 1215 N. Parker St, Orange, CA, 92867
  • McMillen Capital, LLC was formed in January 2007 by Jeff McMillen, our founder. Since then, McMillen Capital has had an increasing level of involvement in making hard money loans to real estate investors, developers, business owners and flippers. We take a strong stance on the direction we see real estate heading in Southern California.
  • Saenz Real Estate
  • 14135 Francisquito Ave, Suite 101, Baldwin Park, CA, 91706
  • Saenz Real Estate is generally engaged in Real Estate. Saenz Real Estate operates in Baldwin Park. This organization is involved in Real Estate as well as other possible related aspects and functions of Real Estate. In California Saenz Real Estate maintains its local business operations
  • Lakeside Financial Services
  • 14607 Ramona Blvd, Suite C, Baldwin Park, CA, 91706
  • At Lakeside Financial Services, we do everything in our power to work with clients to prepare their tax returns and help get them the maximum refund they are entitled to. We also find the best Real Estate, Mortgage or Insurance Product that coincide with their current financial standing and future financial goals.
  • Main Street Mortgage Services
  • 15825 Main Street, 1st Floor, La Puente, CA, 91744
  • MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.
  • AS IS Lending
  • 23332 Mill Creek Drive, Suite 235, Laguna Hills, CA, 92653
  • At AS IS Lending we value honesty and integrity, and we pride ourselves on providing transparency for our clients throughout the mortgage loan process. We understand that owning a home is a large financial commitment, which is why our AS IS Lending Team works closely with you every step of the way throughout the loan process and beyond.
  • SOLOWRATES.COM
  • 23330 Mill Creek, Suite 250, Laguna Hills, CA, 92653
  • Michelle J. Christensen has 19+ years in the industry she can assist you in every aspect of the loan process. Give her a chance to earn your business, you will never go to another loan officer. Michelle J. Christensen NMLS# 304522 Our Business Is Making You Feel At Home. With 19+ years in the industry Michelle can tailor the perfect loan