USDA Vs. FHA Pro and Con comparison in Ellettsville, Monroe County, IN
In the year 2025, the USDA loan ceiling in the city of Ellettsville, located in the county of Monroe, within IN, is set at $336,500. Meanwhile, the FHA cap for a single-family residence stands at $472,030.
Use the Lendersa® USDA loan calculator to evaluate current USDA and FHA rate offerings. This tool will assist in determining the income, credit, reserves, and documentation essential for qualification. Conveniently compare USDA, FHA, Conforming, and VA rates simultaneously with our sophisticated mortgage calculator to pinpoint the ideal option for your specific financial needs in Alabama.
Loan Limits and Downpayment Requirements in Ellettsville, Monroe, IN for 2025
Loan Type
Loan Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Ellettsville, IN
Lendersa® aims to secure an optimal USDA or FHA loan for you in a swift, straightforward manner. Choose from three starting points that match you with appropriate lenders and USDA loan schemes.
The USDA home loan, backed by the U.S. Department of Agriculture, is often termed a USDA rural development loan or USDA mortgage, and it is designated specifically for rural communities. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans demand no down payment at all.
LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.
1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.
Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
The Home Loan Savings Bank has been serving the financial needs of the Coshocton County since 1882. Our relationship to the community has remained as strong as it was from our beginning, and it continues to grow today. All of the decisions regarding loans and bank operations are made locally, and we are able to tailor our services to truly meet the
Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
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Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
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wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first
At Gabriels Community Credit Union. In 1957 a small group of parishioners joined together in the spirit of cooperation to offer members personal financial services. From this humble beginning, Resurrection Parish Credit Union was born.
Over the years the Credit Union has grown up with the community
