USDA Vs. FHA your options comparison in Huntington, Huntington County, IN
For 2026, the USDA loan limit in Huntington, within Huntington county, IN, is designated at $336,500. In contrast, the FHA loan limit for a single-family home is positioned at $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's prevailing USDA versus FHA rates and identify the necessary income, credit score, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans in parallel, assisting with pinpointing the right loan program in that seamlessly aligns with your financial needs.
Loan Boundaries and Down Payment Prerequisites in 2026 for Huntington, Huntington County, IN
Type of Loan
Ceiling Loan Amount
Required Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Diverse USDA and FHA Loan Alternatives in Huntington, IN
The vision of Lendersa® is to seamlessly facilitate access to the top-notch USDA or FHA loans, with expedience and ease. Choose from three available pathways to sync with lenders and discover compatible USDA loan programs.
A USDA home loan is underpinned by the government through the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, exclusively aimed at rural locations. Conversely, FHA loans that mandate at least a 3.5% down payment, whereas USDA mortgages boast the advantage of requiring no down payment at all.
CLFCU has served Huntington and surrounding areas since 1932. We take pride in providing exceptional service to our members. CLFCU is federally insured by NCUA and is an Equal Housing Lender. Our Mission: Community Link Federal Credit Union is committed to being the first-choice financial institution in the community.
Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.
Crossroads Bank gives customers a wide range of financial products and services to help them achieve their financial goals. Our customers can be sure that we will always be ready to provide careful stewardship of their money, honest answers and a sincere commitment to their financial success. By building strong, personal customer.
In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders' simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.
Public Service Credit Union is Fort Wayne’s oldest Credit Union, founded in 1932. Public Service Credit Union’s history began with Clarence Hensch. Clarence worked for NIPSCO and started lending money out of his own pocket to fellow employees during the Great Depression. Clarence founded Public Service Credit Union
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
Lends in Indiana
We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
Riverside Community Federal Credit Union Our mortgage loan center can provide you with current mortgage rates, mortgage calculators, estimated closing costs. The online Loan Consultant is available at your convenience, 24/7, to help determine the products and rates that best match your needs. When you find the mortgage product that’s right for yo
At Afena, throughout our history we’ve been dedicated to serving our community. Our story began in 1957 when Marion Creech, Leonard Flannery, and George Shively founded Marion Independent FCU. It all started in the home of the treasurer, and our staff consisted of a single volunteer. From our first loan of $200, our focus has been giving our member
