USDA VS FHA in Huntington, Huntington County, IN

For 2025, the USDA loan limit in Huntington, within Huntington county, IN, is designated at $336,500. In contrast, the FHA loan limit for a single-family home is positioned at $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's prevailing USDA versus FHA rates and identify the necessary income, credit score, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans in parallel, assisting with pinpointing the right loan program in that seamlessly aligns with your financial needs.

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Loan Boundaries and Down Payment Prerequisites in 2025 for Huntington, Huntington County, IN

Type of Loan Ceiling Loan Amount Required Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Diverse USDA and FHA Loan Alternatives in Huntington, IN

The vision of Lendersa® is to seamlessly facilitate access to the top-notch USDA or FHA loans, with expedience and ease. Choose from three available pathways to sync with lenders and discover compatible USDA loan programs.

Lendersa USDA loan inquiries and matching outcomes

Overview of USDA Loans in IN

A USDA home loan is underpinned by the government through the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, exclusively aimed at rural locations. Conversely, FHA loans that mandate at least a 3.5% down payment, whereas USDA mortgages boast the advantage of requiring no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LC Lending Inc
  • 1680 North East 125 Street, Miami, FL, 33181
  • LC Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
  • Crown Funding LLC
  • 13899 Biscayne Blvd, Ph 10, Miami, FL, 33181
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Equity Lending Solutions - Private Lender
  • 12000 Biscayne Blvd, Suite 504, Miami, FL, 33181
  • We are a Miami-based private money lender providing investment property loans in many states. We specialize in asset-backed loans with an easy, quick loan application process. We pride ourselves with having the shortest closing and most efficient closings in the market (5 days).
  • LiftFund Laredo
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  • LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.
  • Financial One Group
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  • Mortgage brokerage and realty consulting business in Miami, Florida. We work on commercial and residential loans to homeowners as well as investors. We have bank, private and hard equity loans available for all property types. We work with prime clients, non-prime clients and other mortgage brokers or lenders .
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  • At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
  • Credit Human Federal Credit Union
  • 7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
  • In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
  • Real Property Mortgage
  • 8200 NW 41st Street, Suite 200, Doral, FL, 33166
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DEC Lending-Construction, Private, & Hard Money
  • 3785 NW 82nd Ave, Suite 304, Miami, FL, 33166
  • DEC Lending is personable, reliable, and ready to meet your real estate financial goals. We offer a wide array of loan programs to meet all of our clients requests. DEC Lending is the solution for all your real estate lending needs. We are ready to solve your challenges in order to reach your full potential, just ask our clients