USDA VS FHA in Rensselaer, Jasper County, IN

In 2025, the USDA loan limit for Rensselaer within Jasper county, IN, is determined to be $336,500, whereas the FHA limit for a single-family home is set at $472,030. These values play a crucial role in the home-buying process for prospective homeowners in the area.

By using the Lendersa® USDA loan calculator, you can assess today's premium USDA versus FHA rates. This tool enables you to determine the necessary income, credit score, reserves, and documentation required to qualify for these loans. The sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you toward the most suitable program in Alabama based on your unique financial circumstances.

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Review of 2025 loan limits and down payment requirements in Rensselaer, Jasper county, IN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan choices in Rensselaer, IN

The mission of Lendersa® is to help you secure the best possible USDA or FHA loan swiftly and effortlessly. Our process involves selecting one of three tailored starting points, which subsequently link you to compatible lenders and specific USDA loan programs.

Lendersa USDA loan request and optimal matching results

Defining USDA Loans in IN

USDA loans, offered with the guarantee of the Department of Agriculture and also termed USDA rural development loans or USDA mortgages, exclusively serve rural locales. This contrasts with FHA loans, which require a minimum down payment of 3.5%. Significantly, USDA loans do not mandate any down payment, providing an accessible pathway to homeownership for eligible individuals in qualifying rural areas. This makes USDA loans an attractive option for those eligible, as they offer reduced entry costs compared to typical alternatives.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Golden Rule Real Estate
  • 14726 Ramona Ave, Suite 201, Chino, CA, 91710
  • At Golden Rule Real Estate Flavio B. is the Broker with many years of experience in both Residential Real Estate and Mortgage Lending. This allows for my clients to buy and sell their homes much more efficiently. Understanding both aspects are key to managing a successful transaction.
  • TDR Mortgage & Real Estate
  • 14726 Ramona Ave, 4th Floor, Chino, CA, 91710
  • My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Empire Mortgage Solutions Inc.
  • 13751 Roswell Avenue, Suite A, Chino, CA, 91710
  • Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
  • Spectrum Mortgage Lending
  • 3873 Schaefer Ave, Suite F, Chino, CA, 91710
  • Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
  • Omniscient Capital Mortgage
  • 4110 Edison Avenue, Suite 203A, Chino, CA, 91710
  • Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Greene Light Mortgage Solutions
  • 1075 Bonita Avenue, La Verne, CA, 91750
  • Greene Light. We are different here. We don't play games. Our goal is simply to provide you with the lowest possible interest rates and costs. We pledge to help you overcome roadblocks that can arise while securing a loan. Homeownership is within reach. Some even qualify with no down payment! Green means GO at Greene Light.
  • Spec Home Loans
  • 1246 Oakmead Lane, La Verne, CA, 91750
  • Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own.
  • Equinox financial
  • 5557 Bluejay Street, La Verne, CA, 91750
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. Customer service is very important to all of us. As we continue to improve and expand our services
  • Evans Financial Network
  • 615 Smoketree Drive, La Verne, CA, 91750
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with top professionals who is able to give you quick and accurate financial advice. Our experienced loan officers
  • First Priority Capital
  • 3197 Peyton Road, La Verne, CA, 91750
  • First Priority Capital is committed to providing its customers throughout the state of California with some of the best mortgage rates and the lowest fees in the industry. We have streamlined the entire mortgage process to make it faster and more efficient.Our entire team is devoted to our commitment of providing only exceptional service.
  • GMA Real Estate Services Inc
  • 1403 Foothill Boulevard, Suite E, La Verne, CA, 91750
  • GMA Real Estate has been representing clients in La Verne, Claremont, San Dimas and throughout Southern California for over 20 years. Having worked previously as a mortgage underwriter, Patricia has the knowledge to help buyers obtain the right mortgage for them. Having a strong mortgage background also helps ensure our sellers.