In 2025, the USDA loan limit in Monticello, located in White County, IN, is $336,500, while the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates today and to ascertain the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options to help determine the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Monticello, White County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Monticello, IN
Lendersa® is committed to quickly securing the best possible USDA or FHA loan for you without any hassle. Choose from one of three approaches to find matching lenders and USDA loan programs that meet your criteria.
The USDA home loan is a government-backed financial product offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Different from FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
527 Townline Road, Suite 305, Hauppauge, NY, 11788
Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
Coltrain Funding Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.
Mortgage broker based in Long Island, New York who prides themselves on their transparency, accountability, and ability to provide a "Nordstrom" experience with the efficiency of a "Ford" assembly line. RCG works with all clients, no matter what their financial goals may be.RCG Mortgage is your online resource for personalized mortgage solutions.
People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.
