USDA and FHA Pro and Con in Atchison, Atchison County, KS

As of 2025, the USDA loan maximum in Atchison, within Atchison county, KS, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator for a comparative analysis of today’s most competitive USDA and FHA rates. Ascertain required income, credit score, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, facilitating your decision on the most suitable program for your financial situation in .

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2025 Loan Caps and Down Payment Needs in Atchison, Atchison, KS

Loan Category Max Loan Amount Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Mortgage Opportunities in Atchison, KS

The purpose of Lendersa® is to swiftly and effortlessly connect you with the finest USDA or FHA loans. Begin by choosing one of three methods, leading to lender matches and comprehensive USDA loan information.

Lendersa USDA loan request matching results

Understanding USDA Loans in KS

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, offered solely in rural locales. It requires no down payment, unlike FHA loans which mandate a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A Straight Line Mortgage Solutions
  • 404 Cool Valley Road, Paso Robles, CA, 93446
  • A Straight Line Mortgage Solutions are the low cost provider of home loans in the SLO county area. If you want to save money on your home purchase or refinance, this is the right place! We offer conventional, FHA, USDA and VA home loans at extremely competitive rates. We are wholesale Mortgage Brokers.This means we have multiple lenders to choose.
  • KD Capital Mortgage Corporation
  • 1305 Vine Street, Paso Robles, CA, 93446
  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.
  • Infinity Mortgage
  • 1229 Vine St., Paso Robles, CA, 93446
  • With over 3 decades of experience there is almost no loan type that Kay Otis, Katy Otis or ChristaAbma haven't completed. Our continued focus is on Loan Origination so as to keep a close working relationship with our wonderful clients. Please contact us today so we can explore how we can help you reach your loan goals.
  • Connect Home Loans
  • 2727 Buena Vista Dr, Suite 109, Paso Robles, CA, 93446
  • We are a privately held company large enough to meet all your needs, while small enough to make you a priority! Please take a look around & please let us know if we can assist you in any way. We look forward to hearing from you! Connect Home Loans offers custom financial solutions for every residential & commercial mortgage financing situation.
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  • Dream Home Real Estate & Home Loans
  • 68 East 11th Street, Suite 104, Tracy, CA, 95376
  • Dream Home Real Estate & Home Loans is a revolutionary innovator in the real estate industry. We have the Fastest Response Time and our Broker has been Voted The Best Real Estate Agent in Tracy by Tracy Press Readers 3 Years in a Row for 2012, 2013 and 2014. We strive to provide you with a pleasant and stress free Real Estate Transaction.
  • ReeseSquared Mortgage
  • 1000 Belmont Ln., Tracy, CA, 95377
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  • Community Bank of Santa Maria
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  • Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
  • Real Estate Unlimited
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  • Alonso Curiel As an agent who's an expert in this local area, He bring a wealth of knowledge & expertise about buying & selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Alonso eager is to serve you. Here are some of the things he can do for you: Find Your Next Home, Sell a Home.
  • J7 Mortgage
  • 340 E Clark Ave, Orcutt, CA, 93455
  • J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.