USDA Loan Vs. FHA loan for Atchison, KS [Atchison County ]

As of 2026, the USDA loan maximum in Atchison, within Atchison county, KS, is $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator for a comparative analysis of today’s most competitive USDA and FHA rates. Ascertain required income, credit score, reserves, and documentation for eligibility. Our state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, facilitating your decision on the most suitable program for your financial situation in .

Exploring USDA and FHA Mortgage Opportunities in Atchison, KS

The purpose of Lendersa® is to swiftly and effortlessly connect you with the finest USDA or FHA loans. Begin by choosing one of three methods, leading to lender matches and comprehensive USDA loan information.

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Understanding USDA Loans in KS

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, offered solely in rural locales. It requires no down payment, unlike FHA loans which mandate a minimum down payment of 3.5%.

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Atchison Lenders
(785) 988-4453 Lender's profile and map The Bendena State Bank 933 Friendship Road, Bendena, KS, 66008 Lends in Kansas Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.
(785) 359-6533 Lender's profile and map Bank of Denton 510 Main, Denton, KS, 66017 Lends in Kansas The Bank of Denton was established on August 27, 1894, with a capital of $6, 000.00. There were fourteen stockholders: Wm M Gillen, J.F. Harpster, Seward McConnel, Dr. Robert Stewart, S.J. Denton, Jacob Denton, L .H. Priester, S.O. Harpster, George Denton, Wm. Denton, James Miller, John Small, W.H. Dorn and James B. Roberts.
(913) 682-2928 Lender's profile and map USPLK Employees Federal Credit Union 16055 Santa Fe Trail, Leavenworth, KS, 66048 Lends in Kansas USPLK Employees Federal Credit Union Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
(913) 651-6575 Lender's profile and map Frontier Community Credit Union 690 Eisenhower Road, Leavenworth, KS, 66048 Lends in Kansas Frontier Community Credit Union is a full-service, not-for-profit cooperative. Our mission is to: 1) provide financial products and services in a professional, friendly and convenient atmosphere through innovation, technology, and cost-effective products; 2) encourage and educate our members in methods to manage
(913) 727-1040 Lender's profile and map Citizens Federal Savings Bank 5151 S. 4th Street, Leavenworth, KS, 66048 Lends in Kansas Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
(785) 548-7521 Lender's profile and map The Union State Bank of Everest 545 Main Street, Everest, KS, 66424 Lends in Kansas Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.