USDA and FHA Pro and Con in Hiawatha, Brown County, KS

In 2025, the USDA loan cap in Hiawatha, county of Brown, KS, is $336,500. Contrasting this, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s leading USDA versus FHA rates. This tool helps you ascertain income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best fit for your financial needs in Alabama.

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Loan Limits and Downpayment Requirements for 2025 in Hiawatha, Brown County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Choices in Hiawatha, KS

The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle. Opt for one of three starting points leading to matching lenders and USDA loan programs.

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Understanding USDA Loans in KS

USDA home loans, guaranteed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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