USDA VS FHA in Hiawatha, Brown County, KS

In 2026, the USDA loan cap in Hiawatha, county of Brown, KS, is $336,500. Contrasting this, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s leading USDA versus FHA rates. This tool helps you ascertain income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best fit for your financial needs in Alabama.

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Loan Limits and Downpayment Requirements for 2026 in Hiawatha, Brown County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Choices in Hiawatha, KS

The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle. Opt for one of three starting points leading to matching lenders and USDA loan programs.

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Understanding USDA Loans in KS

USDA home loans, guaranteed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hiawatha Lenders

  • The Union State Bank of Everest
  • 545 Main Street, Everest, KS, 66424
  • Lends in Kansas
  • Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.

  • Bank of Denton
  • 510 Main, Denton, KS, 66017
  • Lends in Kansas
  • The Bank of Denton was established on August 27, 1894, with a capital of $6, 000.00. There were fourteen stockholders: Wm M Gillen, J.F. Harpster, Seward McConnel, Dr. Robert Stewart, S.J. Denton, Jacob Denton, L .H. Priester, S.O. Harpster, George Denton, Wm. Denton, James Miller, John Small, W.H. Dorn and James B. Roberts.

  • The Bendena State Bank
  • 933 Friendship Road, Bendena, KS, 66008
  • Lends in Kansas
  • Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.

  • The State Bank of Bern
  • 402 Main St, Bern, KS, 66408
  • Lends in Kansas
  • The State Bank of Bern and its State Bank of Axtell branch have been cornerstones of the Bern and Axtell communities for 120+ years. We are proud to be a locally owned bank with decisions made right here in our communities, so we can give our customers the kind of ‘home town’ service they have become accustomed to over the years.

  • Community National Bank KS
  • 210 Main Street, Seneca, KS, 66538
  • Lends in Kansas
  • Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.

  • The Farmers State Bank
  • 209 Montana Avenue, Holton, KS, 66436
  • Lends in Kansas
  • The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank

  • The Denison State Bank
  • 421 New York Avenue, Holton, KS, 66436
  • Lends in Kansas
  • The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website