USDA and FHA Pro and Con in Lansing, Leavenworth County, KS

For 2025, the USDA loan limit in Lansing, located in Leavenworth County, KS, stands at $345,000, while the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate the top USDA against FHA rates today, identifying the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding in your decision-making for the best solution for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Lansing, Leavenworth County, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lansing, KS

The objective of Lendersa® is to promptly arrange the best USDA or FHA loan for you with ease. Select one of three pathways that lead to compatible lenders and fitting USDA loan programs.

Lendersa USDA loan request and outcomes

Understanding USDA Loans in KS

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TRUHOME SOLUTIONS
  • 9601 Legler Road, Lenexa, KS, 66219
  • "We’re TruHome. And we help credit unions bring their members home. Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages. While more than 1 in 3 Americans belong to a credit union,"
  • Central Bank of Kansas City
  • 2301 Independence Boulevard, Kansas City, MO, 64124
  • Central Bank of Kansas City is a local community bank that has provided financial services for individuals and businesses since 1951. Central Bank has been family-owned since the 1960s and has been certified as a Community Development Financial Institution (CDFI) since 1998 by the US Treasury Department.
  • Edison Credit Union
  • 4200 East Front Street, Kansas City, MO, 64120
  • We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,
  • Bayer Credit Union
  • 8400 Hawthorne Road, Kansas City, MO, 64120
  • Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most. Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle
  • Country Club Bank
  • 1 Ward Parkway, Kansas City, MO, 64112
  • Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor
  • Country Club Bank
  • 1 Ward Parkway, Kansas City, MO, 64112
  • Founded in 1953 as Ward Parkway Bank, Country Club Bank adopted its current moniker in 1963, with its present holding company, CCB Financial Corporation, established shortly thereafter in 1968. The late Byron Thompson, iconic Kansas City entrepreneur and former chairman, acquired majority stock ownership in 1985.
  • Bank of Prairie Village
  • 3515 W. 75th Street, Prairie Village, KS, 66208
  • Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
  • Elite Mortgage Group, LLC
  • 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
  • Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Fountain Mortgage
  • 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.
  • Affinity Mortgage LLC
  • 8725 Rosehill Road, Suite 109, Lenexa, KS, 66215
  • Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
  • Peak Asset Lending
  • 11289 Strang Line Rd, Lenexa, KS, 66215
  • Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA. With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip