For 2026, the USDA loan limit in Lansing, located in Leavenworth County, KS, stands at $345,000, while the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate the top USDA against FHA rates today, identifying the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding in your decision-making for the best solution for your financial situation in
| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to promptly arrange the best USDA or FHA loan for you with ease. Select one of three pathways that lead to compatible lenders and fitting USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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