For 2026, the USDA loan cap in Leavenworth, part of Leavenworth County, KS, is $345,000. Meanwhile, the FHA limit for single-family homes is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA compared to FHA rates, determining the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to decide the best fit for your financial circumstances in
| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly secure the optimal USDA or FHA loan for you without hassle. Start with one of three paths to connect with lenders and discover the right USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or mortgage. It’s intended for rural areas only and, unlike FHA loans that require a 3.5% down payment, USDA loans do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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