USDA Vs. FHA Pro and Con comparison in Leavenworth, Leavenworth County, KS

For 2025, the USDA loan cap in Leavenworth, part of Leavenworth County, KS, is $345,000. Meanwhile, the FHA limit for single-family homes is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA compared to FHA rates, determining the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to decide the best fit for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Leavenworth, Leavenworth County, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Leavenworth, KS

Lendersa® aims to swiftly secure the optimal USDA or FHA loan for you without hassle. Start with one of three paths to connect with lenders and discover the right USDA loan programs.

Lendersa USDA loan requests and results

Understanding USDA Loans in KS

A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or mortgage. It’s intended for rural areas only and, unlike FHA loans that require a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Pecos County State Bank
  • 500 North Main Street, Fort Stockton, TX, 79735
  • The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,
  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
  • SOFTITE COMMUNITY FEDERAL CREDIT UNION
  • 1201 S Zane Highway, Martins Ferry, OH, 43935
  • SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
  • 7 17 Credit Union
  • 3181 Larchmont Ave NE, Warren, OH, 44483
  • 7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
  • Cal-Com Federal Credit Union
  • 1401 North Virginia, Port Lavaca, TX, 77979
  • Cal-Com Federal Credit Union is currently over $100 million in assets and has over 15, 000 members. We serve the people who live, work, worship, or attend school in, and businesses and other legal entities located in Calhoun, DeWitt, Goliad, Jackson, Lavaca, Refugio and Victoria counties.
  • First National Bank in Port Lavaca
  • 1101 South Hwy 35 By-Pass, Port Lavaca, TX, 77979
  • First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.
  • West Union Bank
  • 212 Main Street, West Union, WV, 26456
  • West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
  • Natrium Efcu
  • 15710 Energy Road, Proctor, WV, 26055
  • Natrium Employees Federal Credit Union has been open since 1984. The credit union has assets totaling $11.42 Million and provides banking services to more than 800 members as of March 2022. The credit union is a chemicals manufacturing credit union. Membership is also open to immediate family of current members.
  • Greenville Federal Credit Union
  • 1501 Wade Hampton Blvd, Greenville, SC, 29609
  • Greenville Federal Credit Union is a community-responsible financial institution providing the highest quality of service and financial education to all our member-owners. We build member prosperity by providing access to affordable financial services. Headquartered in Greenville, South Carolina, Greenville Federal Credit Union was founded in 1968
  • Bank of Pensacola
  • 5560 West Highway 98, Pensacola, FL, 32507
  • Since 1973, Bank of Pensacola has been dedicated to the needs of local service members and their families. It began with Admiral John Dale Price’s desire to provide a full service bank dedicated to the service member aboard Naval Air Station Pensacola. The dream of a bank that could help service members worldwide became a reality when our founder