USDA Vs. FHA Pro and Con comparison in Bonner-Springs, Wyandotte County, KS

Throughout 2025, the USDA loan limit in Bonner-Springs, situated in the county of Wyandotte, KS, is $311,800, whereas the FHA limit for a single-family residence is $389,850.

By using the Lendersa® USDA loan calculator, you can evaluate the most current USDA versus FHA rates to find the best deal. Determine the necessary income, credit score, reserves, and documentation needed to qualify. This advanced calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Bonner-Springs, County of Wyandotte, KS

Loan Type Loan Limit Down Payment
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Opportunities in Bonner-Springs, KS

The mission of Lendersa® is to swiftly and efficiently connect you with the optimal USDA or FHA loan. Choose one of three starting points that lead to matching lenders and USDA loan programs.

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Defining USDA Loans in KS

USDA home loans are guaranteed by the U.S. Department of Agriculture, known as USDA rural development loans or USDA mortgages, intended for rural communities exclusively. Contrary to FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FNBT BANK
  • 29 North Eglin Parkway NE, Fort Walton Beach, FL, 32548
  • Locally owned and operated FNBT.COM Bank was established in 1956. With our Main Office located in Ft Walton Beach, Florida, on Northwest Florida's Emerald Coast, FNBT.COM Bank offers a variety of products and services, Online Banking, Loans, Safe Deposit Boxes, and Personal and Business Accounts, as well as many other services.
  • Mortgage One of the South Inc
  • 15 North Eglin Parkway, Fort Walton Beach, FL, 32548
  • At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business
  • RSNB Bank
  • 200 Second Street, Rock Springs, WY, 82901
  • RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.
  • Trona Valley Federal Credit Union
  • 2640 Foothill Blvd, Rock Springs, WY, 82901
  • "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah. Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"
  • FLANAGAN STATE BANK
  • 82901, Rock Springs, WY, 82901
  • Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.
  • Country Home Mortgage
  • 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
  • Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
  • Five Star Credit Union
  • 411 N. Foster, Dothan, AL, 36303
  • Five Star Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals. Checking is always free along with our debit card, mobile app, bill pay, free fraud text alerts, and the free Five Star Digital Wallet. Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals.
  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
  • Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.