USDA Vs. FHA Pro and Con comparison in Basehor, Leavenworth County, KS

During 2025, the USDA loan limit in Basehor, found in the county of Leavenworth, KS, is set at $345,000, while for a single-family home, the FHA limit is $472,030.

The Lendersa® USDA loan calculator lets you compare today's key rates between USDA and FHA loans, determining the necessary income, creditworthiness, reserves, and documents required to qualify. With this advanced mortgage tool, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Basehor, Leavenworth County, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Basehor, KS

Lendersa® aims to provide the best USDA or FHA loan quickly and without hassle. You can start with three different approaches to find the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KS

A USDA home loan is guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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