USDA Vs. FHA your options comparison in Edwardsville, Wyandotte County, KS

In 2025, the USDA loan limit for Edwardsville in Wyandotte county, KS, is $345,000, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze current top rates for USDA versus FHA loans, determining the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Edwardsville, Wyandotte, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Edwardsville, KS

The goal of Lendersa® is to quickly connect you with the optimal USDA or FHA loan without hassle. Initiate the process with one of three starting points that help match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in KS

A USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans, which require a minimum down of 3.5%, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
  • La Joya Area Federal Credit Union
  • 214 East Expressway 83, La Joya, TX, 78560
  • La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe
  • Cape Fear Farm Credit
  • 333 E Russell Street, Fayetteville, NC, 28304
  • Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.
  • Bragg Mutual Federal Credit Union
  • 2917 Village Drive, Fayetteville, NC, 28304
  • We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well. A full service credit union open to all who live, work, or worship in Cumberland County, NC.
  • Wake Forest Federal
  • 302 South Brooks Street, Wake Forest, NC, 27587
  • Wake Forest Federal we strive to provide our customers with an atmosphere that is warm and welcoming – a “hometown feel.” We believe in truly knowing our customers and calling them by name. And our customers who are also our neighbors feel comfortable knowing we have their needs first and foremost.
  • Ace Mortgage Group LLC
  • 1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587
  • At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.
  • Prestige Lending, Inc.
  • 123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
  • Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.
  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.