USDA Vs. FHA your options comparison in Edwardsville, Wyandotte County, KS
In 2026, the USDA loan limit for Edwardsville in Wyandotte county, KS, is $345,000, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze current top rates for USDA versus FHA loans, determining the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Edwardsville, Wyandotte, KS
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Edwardsville, KS
The goal of Lendersa® is to quickly connect you with the optimal USDA or FHA loan without hassle. Initiate the process with one of three starting points that help match you with suitable lenders and USDA loan programs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans, which require a minimum down of 3.5%, USDA loans necessitate no down payment.
MRCU is a full service financial institution located in Kansas City, Kansas that serves the residents & workers of Wyandotte, Johnson, Franklin, Miami, Geary, Coffey, Linn, Anderson, Morris, Osage, Pottawatomie, Riley, Wabaunsee, Leavenworth, and Douglas counties in Kansas and Jackson County in Missouri with offices in Kansas City and Lawrence, KS.
It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota.
They recognized the need to provide an alternative to ""for-profit"" financial institutions.
Argentine Federal Savings, Member FDIC, is a true community savings and loan that exists solely to serve our neighbors in the greater Kansas City area. Since 1906, we have been an integral part of the community providing financial services to generations of families and fellow businesses.
Mortgage Investment Services Corporation (“MISC”) is an independent mortgage banking company that provides home loan services solely and exclusively for the customers of 200+ financial institutions, mainly in under-served rural communities in Missouri, Kansas, Oklahoma, Colorado, & Nebraska.
12510 W 62nd Terrace, Suite 104, Shawnee, KS, 66216
Lends in Kansas
KUMC Credit Union was established in 1954 and is chartered by the State of Kansas. Our Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit.
At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.
SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.
6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
Lends in Kansas
At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.
Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties
One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves
