USDA Vs. FHA your options comparison in Edwardsville, Wyandotte County, KS

In 2025, the USDA loan limit for Edwardsville in Wyandotte county, KS, is $345,000, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze current top rates for USDA versus FHA loans, determining the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Edwardsville, Wyandotte, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Edwardsville, KS

The goal of Lendersa® is to quickly connect you with the optimal USDA or FHA loan without hassle. Initiate the process with one of three starting points that help match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in KS

A USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans, which require a minimum down of 3.5%, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mass Mortgage
  • 2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214
  • Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.
  • Par3 Lending Inc.
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  • "Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for: all residential properties (1-4 units) all purposes (primary, vacation, investment"
  • Citadel Residential Corporation
  • 3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214
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  • Keada Capital Investment Fund1 LLC
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  • JK&Associates
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  • Our ultimate goal is to find the perfect fit for you and your family and to make you feel great about the mortgage. JK&Associates is ready to be right by your side and help you along this journey, comparing hundreds of mortgage options to find what is best for you. and also experienced team of Mortgage Advisors guide you.
  • Cal State L.A. Federal Credit Union
  • 2445 Mariondale Ave, Los Angeles, CA, 90032
  • Our main office rests centrally located in the community where we not only serve the university, but also important affiliates like Grifols, Goodwill, and municipal employees. For convenience, we have an office on campus to serve the growing student population. While we grow as a credit union, our mission has always been to provide economic growth
  • KAM Financial & Realty, Inc.
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  • My 40 years of Mortgage experience combined with fast and hassle-free processing lets me extend to my customers the kind of expertise and service they deserve. I can literally pre-qualify any potential borrower over the phone in five (5) minutes or less. This includes, if necessary, a pre-qualifier credit report and thorough property evaluatio