USDA Vs. FHA Pro and Con comparison in De-Soto, Johnson County, KS
In 2025, the USDA loan limit for De-Soto, in the county of Johnson, KS, is set at $311,800, whereas the FHA limit for a single-family home is $389,850.
Use the Lendersa® USDA loan calculator to evaluate today's best rates for USDA versus FHA loans. This helps determine the required income, credit score, reserves, and documents necessary for qualification. Our robust mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in De-Soto, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in De-Soto, KS
Lendersa® is committed to connecting you with the most suitable USDA or FHA loan swiftly and effortlessly. Choose from one of the three initial steps that align you with matching lenders and USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. These loans are solely for rural areas and have the significant advantage of requiring no down payment, unlike FHA loans, which demand a minimum of 3.5% down.
5150 Belfort Rd, Suite 200, Jacksonville, FL, 32256
We specialize in new construction requirements for Conventional, FHA, VA and Rural Housing programs. We provide Jacksonville’s builders and realtors with the latest in mortgage financing programs and the excellent service we’ve become known for. We work with local and national banks to bring the best of their loan options to our clients.
RE Financial Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
8647 Baypine Road, Suite 203, bldg. 1, Jacksonville, FL, 32256
ALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org) Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, OH, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011
We take the hassle out of homebuying so you can get back to focusing on what matters most! Life moves fast, and so do you.
The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
Finger Lakes Health Care Federal Credit Union is a full service, federally insured financial institution serving health care employees and their families in the Elmira-Watkins Glen area. Founded in 1974 FLHC’s main offices are located on the campus of the Arnot Ogden Medical Center in Elmira, NY.
11481 Old St. Augustine Rd, Suite104, Jacksonville, FL, 32258
"We offer the assistance you need in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
Today's technology has changed the way we do business. For example, through our website"
11481 Old St Augustine Rd, Suite 104, Jacksonville, FL, 32258
Coast2Coast Mortgage – Hard Money Division is committed to the best Hard money solutions for all of our clients individual needs. Whether you have perfect credit or less than perfect credit, we can help you reach your financing goals. Our Hard Money programs are asset based, and we lend on a variety of residential and commercial properties.
11481 Old St. Augustine Rd, Suite #104, Jacksonville, FL, 32258
"FHA Mortgage Source is committed to providing our customers with the most accurate and latest FHA information available online today.
Our partners have an in-depth understanding of Government home loans and take time to evaluate your personal situation to find you the best options. "
The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.
