USDA Vs. FHA Pro and Con comparison in De-Soto, Johnson County, KS
In 2026, the USDA loan limit for De-Soto, in the county of Johnson, KS, is set at $311,800, whereas the FHA limit for a single-family home is $389,850.
Use the Lendersa® USDA loan calculator to evaluate today's best rates for USDA versus FHA loans. This helps determine the required income, credit score, reserves, and documents necessary for qualification. Our robust mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the optimal program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in De-Soto, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in De-Soto, KS
Lendersa® is committed to connecting you with the most suitable USDA or FHA loan swiftly and effortlessly. Choose from one of the three initial steps that align you with matching lenders and USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. These loans are solely for rural areas and have the significant advantage of requiring no down payment, unlike FHA loans, which demand a minimum of 3.5% down.
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Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.
Affordable Real Estate Loans has over 30 years mortgage loan experience serving all of California. Our team is committed to our clients and our financial partners. We believe that building a solid foundation and relationship with our lenders and bankers throughout California gives us the advantage.
Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan
The Maine Association of Mortgage Professionals (MAMP), founded in 1958, is the state's oldest association representing the real estate finance industry.
The Maine Association of Mortgage Professionals (MAMP) is an association of professionals from banks, credit unions, independent mortgage firms
Since 1940 Seaboard Federal Credit Union has strived to meet the needs of its owners in providing a safe and sound financial alternative. All accounts are insured to at least $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government. We strive to keep costs low and profits are returned to our members.
Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
981 Governor Dr, Suite 102, El Dorado Hills, CA, 95762
Jason Alcazar, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762
The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.
4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762
At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.
