In 2025, the USDA loan limit for De-Soto, in the county of Johnson, KS, is set at $311,800, whereas the FHA limit for a single-family home is $389,850.
Use the Lendersa® USDA loan calculator to evaluate today's best rates for USDA versus FHA loans. This helps determine the required income, credit score, reserves, and documents necessary for qualification. Our robust mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in De-Soto, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in De-Soto, KS
Lendersa® is committed to connecting you with the most suitable USDA or FHA loan swiftly and effortlessly. Choose from one of the three initial steps that align you with matching lenders and USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. These loans are solely for rural areas and have the significant advantage of requiring no down payment, unlike FHA loans, which demand a minimum of 3.5% down.
We’re on a mission to fulfill housing needs for low to moderate-income families, making home ownership a reality for a multitude of people. Our mission is difficult - housing costs average about $82,000; unfortunately, the poorest sixty percent (60%) of Tennessee residents have average incomes of only $23,300.
ENCORE LENDING we make your lending expectations our priority. We understand that teamwork between the lender, real estate agents, and insurance companies and title companies is required.When you are ready to better understand your financial choices in home ownership, contact the one Lender that specializes.
At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers.
The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects
Our Mission to Serve and support our members and our community. Our Vision to Provide excellent service to our evolving members and earn lifetime loyalty. Our Values to Go above and beyond. We are always looking for ways to do more, be better, and go further: including interactions with members, attention to detail, and leading in our community.
First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.
KRATON Belpre Federal Credit Union has been open since 1970. The credit union has assets totaling $8.55 Million and provides banking services to more than 800 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
The BSE Credit Union's mission is to provide superior service and the best rates possible to our members while maintaining a sound financial institution.We track our achievement of this goal by continuously reviewing the marketplace in which our members seek financial services. Since there are no stockholders, the profits
USFScorp Commercial Bridge Loans. Bridge Loans for Commercial, Business, Short Term Real Estate Bridge Loans, Construction Bridge Loans, Bad Credit Bridge Loans. Contact Us Today for Info Or To Apply For Bridge Loans US
A commercial bridge loan can provide many benefits such as providing the flexibility to take advantage of opportunities right
The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.
Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
