USDA Vs. FHA Pro and Con comparison in De-Soto, Johnson County, KS
In 2025, the USDA loan limit for De-Soto, in the county of Johnson, KS, is set at $311,800, whereas the FHA limit for a single-family home is $389,850.
Use the Lendersa® USDA loan calculator to evaluate today's best rates for USDA versus FHA loans. This helps determine the required income, credit score, reserves, and documents necessary for qualification. Our robust mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the optimal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in De-Soto, Johnson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in De-Soto, KS
Lendersa® is committed to connecting you with the most suitable USDA or FHA loan swiftly and effortlessly. Choose from one of the three initial steps that align you with matching lenders and USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. These loans are solely for rural areas and have the significant advantage of requiring no down payment, unlike FHA loans, which demand a minimum of 3.5% down.
Purchase, refinance, cash out, and no money down options with excellent rates and personalized service! With over 15 years in the mortgage industry, we provide a level of expertise you can rely on. From offering the best loan options to fit your needs, to closing loans efficiently and on time, we will take great care of you!
Watsonville Hospital Federal Credit Union is a family-oriented credit union serving the financial needs of hospital employees, their family members and other selected organizations within our community since 1962. We deliver financial peace of mind to our members by developing long-term relationships.
Seabright Mortgage has provided outstanding mortgage loan service and advice in the greater Santa Cruz area for over twenty years. Combining past experience with acute knowledge of today’s diverse mortgage market, we are able to provide the right mortgage options for our clients while focusing on creating a positive client experience.
Sergio Angeles is the Owner/Broker at Prime Home Loans. Sergio has been in the real estate & lending business for over 17 years. Prime Home Loans is committed to listening to our customers, our employees and our business partners. Their needs and wants are always thoughtfully addressed so that solutions directly impact their desires.
Concept Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
Lewis Associates is a private mortgage lender licensed by the California Department of Real Estate and the National Mortgage Licensing System. Founded in 1981 by Monte R. Lewis and Michael A. Lewis. Watsonville Mortgage is a private and conventional mortgage lender, servicing the Central Coast area for over 30 years.
444 Airport Blvd, Suite 204, Watsonville, CA, 95076
iCG Mortgage Loan Originators are qualified to present you with the best products available on the market from a myriad of leading lenders and as Strategic Philanthropists we're all altruists looking to empower you and your community with financial literacy via mortgage strategies that can take you from
1205 Freedom Boulevard, Suite #2, Watsonville, CA, 95076
Sterling Pacific Financial is a leader in trust deed investing – a simple means for individuals and organizations to invest in real estate loans, earning high returns without proportionately high risk. Led by an investment team of experienced real estate and financial professionals.
We've been in business for more than 20+ years doing mortgages. Our motto: "We help clients get mortgage loans easier, cheaper and faster". We are so Professional and Stress free. Directqm, Inc. filed as a Articles of Incorporation in the State of California on Tuesday, March 13, 2018.
At Castle Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
