USDA and FHA Pro and Con in Merriam, Johnson County, KS
For the year 2026, the USDA loan limit in Merriam, located in Johnson county, KS, is set at $345,000. Meanwhile, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's prime USDA and FHA rates. Determine the necessary income, credit score, reserve funds, and documentation required for qualification. Our sophisticated mortgage calculator places the USDA, FHA, Conforming, and VA programs side by side, assisting you in finding the most suitable option for your financial needs in .
Loan Caps and Down Payment Guidelines for 2026 in Merriam, Johnson county, KS
Loan Category
Maximum Loan Amount
Initial Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Lending Solutions in Merriam, KS
At Lendersa®, our mission is to quickly deliver the best USDA or FHA loan, stress-free. Begin by selecting one of our three approaches, which leads to matching with lenders and USDA loan information.
A USDA home loan is supported by the government through the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, primarily available in rural zones. Unlike FHA loans, which need a minimum of 3.5% as a down payment, USDA loans require no down payment at all.
At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.
SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.
6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
Lends in Kansas
At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.
Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties
One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves
Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
12510 W 62nd Terrace, Suite 104, Shawnee, KS, 66216
Lends in Kansas
KUMC Credit Union was established in 1954 and is chartered by the State of Kansas. Our Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit.
Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
Lends in Kansas
Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
Lends in Kansas
Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.
