USDA and FHA Pro and Con in Merriam, Johnson County, KS
For the year 2025, the USDA loan limit in Merriam, located in Johnson county, KS, is set at $345,000. Meanwhile, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's prime USDA and FHA rates. Determine the necessary income, credit score, reserve funds, and documentation required for qualification. Our sophisticated mortgage calculator places the USDA, FHA, Conforming, and VA programs side by side, assisting you in finding the most suitable option for your financial needs in .
Loan Caps and Down Payment Guidelines for 2025 in Merriam, Johnson county, KS
Loan Category
Maximum Loan Amount
Initial Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Lending Solutions in Merriam, KS
At Lendersa®, our mission is to quickly deliver the best USDA or FHA loan, stress-free. Begin by selecting one of our three approaches, which leads to matching with lenders and USDA loan information.
A USDA home loan is supported by the government through the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, primarily available in rural zones. Unlike FHA loans, which need a minimum of 3.5% as a down payment, USDA loans require no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PRIVATE MONEY LENDING
PRIVATE LENDING SERV
260 Newport Center Drive, Newport Beach, CA, 92660
Mortgage Vintage is a Fast and Professional Hard Money Lender in Orange County specializing in business purpose, investment and bridge loans for real estate investors or business owners looking to capitalize on market or investment opportunities. Our mission is to provide the highest quality hard money loans and trust deed investment opportunitie
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Capital started in 1986 to handle ALL of our client’s real estate financing needs. We cover the range of options from prime institutional financing to hard money financing in order to assist our clients with the requirements they have and at the speed they need the funds delivered.
1301 Dove Street, Suite 830, Newport Beach, CA, 92660
At Loanhunch, we connect borrowers with some of the best loan products and lowest rates available for nearly every borrower situation.
Loanhunch is a family owned licensed lender with over 15 years operating at the highest level of consumer finance. We are an accredited business and A+ rated with the Better Business Bureau.
4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
Our focus is to create high trust relationships with our Clients and Referral Partners by providing the highest quality of service built upon education, strong communication, transparency, integrity and due diligence. In doing so, we can all move forward confidently in ensuring the best client experience possible.
3636 Birch St, Suite 2604000 MacArthur Blvd, 7th Floor, Newport Beach, CA, 92660
Our MISSION is to provide our partners with the support and industry knowledge that deliver valuable solutions, cultivating financial success. Our VISION is to continue serving the mortgage community with straight-forward, resourceful customer and operational service that deliver answers and results to our partners empowering.
1101 Dove Street, Suite 228, Newport Beach, CA, 92660
Realty World Inc.® offers top-notch real estate services and is a global leader in the industry. A trusted name in residential and commercial listings, the Realty World name opens the doors for its agents to close the deals. We have been helping individuals and families achieve their home buying and selling goals for over 40 years.
5000 Birch St, Suite 3000, Newport Beach, CA, 92660
Mortgage Direct Financial is a customer centric company that loves what we do. We want to make sure we provide you with the lowest rate loan that accomplishes your goals in the shortest amount of time.
Our goal at Mortgage Direct Financial is to get to know what you and your family's needs are to serve you the best way that we can.
3400 Irvine Blvd, Suite 107, Newport Beach, CA, 92660
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
