USDA Vs. FHA your options comparison in Merriam, Johnson County, KS
For the year 2025, the USDA loan limit in Merriam, located in Johnson county, KS, is set at $345,000. Meanwhile, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's prime USDA and FHA rates. Determine the necessary income, credit score, reserve funds, and documentation required for qualification. Our sophisticated mortgage calculator places the USDA, FHA, Conforming, and VA programs side by side, assisting you in finding the most suitable option for your financial needs in .
Loan Caps and Down Payment Guidelines for 2025 in Merriam, Johnson county, KS
Loan Category
Maximum Loan Amount
Initial Payment
USDA
$345,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Lending Solutions in Merriam, KS
At Lendersa®, our mission is to quickly deliver the best USDA or FHA loan, stress-free. Begin by selecting one of our three approaches, which leads to matching with lenders and USDA loan information.
A USDA home loan is supported by the government through the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, primarily available in rural zones. Unlike FHA loans, which need a minimum of 3.5% as a down payment, USDA loans require no down payment at all.
17047 El Camino Real, Suite 150, Houston, TX, 77058
Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.
SELH Federal Credit Union has been approved for a Charter change to serve the healthcare industry in the cities of Abita Springs, Mandeville, Covington, and Lacombe, LA. This change allows us to offer membership to any worker in the healthcare industry working in any of the cities approved.
LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.
211 W Causeway Approach, Suite A, Mandeville, LA, 70448
Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.
Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service.
Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
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Del Norte Credit Union (DNCU) is a member-owned, not-for-profit financial institution which embraces the culture and community traditions of New Mexico. Our mission is improving lives by providing our customers with unparalleled, sound, and unbiased financial advice. Not only is DNCU an active advocate of financial literacy
If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.
