USDA Vs. FHA Pro and Con comparison in Beloit, Mitchell County, KS

In 2025, the USDA loan limit stands at $336,500 in Beloit, Mitchell county, KS, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates available today, and determine the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the best program for your financial needs in Alabama.

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Loan Limits and Downpayment Requirements for 2025 in Beloit, Mitchell County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Beloit, KS

Lendersa® is committed to obtaining the best USDA or FHA loan for you quickly and without hassle. Select from three starting options to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in KS

A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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