In 2025, the USDA loan limit for Concordia, in the county of Cloud, KS, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates to determine the income, credit score, reserves, and documentation necessary for qualification. With our comprehensive mortgage calculator, review USDA, FHA, Conforming, and VA options side by side to decide which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to connect you with the best USDA or FHA loan as swiftly and effortlessly as possible. Choose one of three initial steps to be paired with matching lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is intended exclusively for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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