In 2025, the USDA loan limit for Concordia, in the county of Cloud, KS, is $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates to determine the income, credit score, reserves, and documentation necessary for qualification. With our comprehensive mortgage calculator, review USDA, FHA, Conforming, and VA options side by side to decide which program in aligns best with your financial goals.
2025 Loan Limits and Down Payment Requirements in Concordia, Cloud County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Concordia, KS
The aim of Lendersa® is to connect you with the best USDA or FHA loan as swiftly and effortlessly as possible. Choose one of three initial steps to be paired with matching lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is intended exclusively for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans need no down payment at all.
128 East Huntington Drive, Suite B, Arcadia, CA, 91006
Pacific Integrated Capital, has over 40 years of experience in the residential and commercial real estate market. PIC is here to provide commercial brokerage services to clients with properties in the Los Angeles, Orange, Bernardino, Riverside, Ventura, and San Diego counties. We can assist clients with acquisitions
67 East Live Oak Avenue, Suite 103, Arcadia, CA, 91006
Fidelity 1st Funding was founded in 2005 to fill the void major lenders had in programs, to help clients with low credit scores. Fidelity 1st Funding’s staff have over 10 years’ experience in the mortgage industry.Fidelity 1st Funding has helped hundreds of clients with excellent credit to clients with less than perfect credit obtain new mortgages.
The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state
1440 N Harbor Blvd, Suite 305, Fullerton, CA, 92835
Home Loan Credit Corporation has several programs designed to help you overcome your financial challenge. Contact one of our friendly representatives to see what options may be available for you. Whether you have questions about your loan, your Payment Options or are having trouble making your payments, Home Loan Credit Corp is here to assist you.
1440 N. Harbor Boulevard, Suite 900, Fullerton, CA, 92835
Giving Tree Lending (GTL), we operate for the sole purpose of providing low-cost mortgage financing to all. Our commitment to client service ensures a hassle-free and financially satisfying consumer experience.By maintaining a vast network of banking relationships, we have access to the most favorable terms available.
TNG Real Estate is comprised of an elite community of agents covering the greater Southern California area and we are committed to bringing you the very best selling and buying options. Our priority is to capture your vision and make it a reality by creating a personal relationship with you and your lifestyle.
"At Legacy Financial Services, we not only help you with your mortgage, but we also want to be your ""mortgage advisor for life.""
There is more than just finding a home loan in California. You need the expertise of a ""mortgage advisor"" that can review your whole financial situation and recommend the right loan program for you."
1370 N. Brea Blvd, Suite 203, Fullerton, CA, 92835
Menconi & Associates / California Mortgage Group began within the mid 1980’s with associates from our current company. Then, in 2002, through the efforts of Mr. Menconi it became a family-owned company. To date, several members of the Menconi family have performed various functions within Menconi & Associates / California Mortgage Group.
We have been conducting business in the local area for many years. We have and continue to work hard to gain the respect of these many distinguished communities. This recognition is built upon a respect for our clients and neighbors. We hope your experience with us will further this reputation of personalized service and client satisfaction.
2467 Middlesex Place, Suite 428, Fullerton, CA, 92835
OC Loan Broker is a small, sole-proprietor mortgage broker. I specialize in low-rate, no-cost refinance and purchase loans. My compensation is set low, which allows me to be ultra competitive. I am approved with several low-price lenders. Additionally, I have the ability to match rates with one of my wholesale lenders
1440 N Harbor Blvd, Suite 900, Fullerton, CA, 92835
Home Living Tree is passionate about serving the community and making a difference in the lives of people throughout the Orange County & surrounding areas. While the real estate market has dramatically changed over the years, one thing remains, our dedication to recognize our clients individual needs & deliver results past their expectations.
1600 South Douglass Road, Suite 110 & 200-A, Anaheim, CA, 92806
Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
