USDA Vs. FHA Pro and Con comparison in Clay-Center, Clay County, KS
In 2025, the USDA loan limit in Clay-Center, located in Clay county, KS, is set at $285,000 while for FHA, it is $356,362 for a single-unit residence.
Utilize the Lendersa® USDA loan calculator to analyze the most favorable USDA and FHA rates available today. This will help you understand the income criteria, credit score, reserves, and documentation necessary for qualification. By using our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, enabling you to choose the best program suited to your financial needs in Alabama.
Loan limits and down payment requirements for 2025 in Clay-Center, Clay county, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Clay-Center, KS
The aim of Lendersa® is to swiftly and smoothly secure the most fitting USDA or FHA loan for you. Pick from three distinct starting points to connect with matching lenders and USDA loan offerings.
A USDA home loan, backed by the United States Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, specifically for rural areas. In contrast to FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment.
1615 Poydras St, Suite 940, New Orleans, LA, 70112
Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
1615 Poydras Street, Suite 900, New Orleans, LA, 70112
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.
201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.
625 St Joseph Street, Room B-13, New Orleans, LA, 70165
We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.
We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
1100 Poydras Street, Suite 100, New Orleans, LA, 70163
Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B
