USDA and FHA Pro and Con in Clay-Center, Clay County, KS
In 2025, the USDA loan limit in Clay-Center, located in Clay county, KS, is set at $285,000 while for FHA, it is $356,362 for a single-unit residence.
Utilize the Lendersa® USDA loan calculator to analyze the most favorable USDA and FHA rates available today. This will help you understand the income criteria, credit score, reserves, and documentation necessary for qualification. By using our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, enabling you to choose the best program suited to your financial needs in Alabama.
Loan limits and down payment requirements for 2025 in Clay-Center, Clay county, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Clay-Center, KS
The aim of Lendersa® is to swiftly and smoothly secure the most fitting USDA or FHA loan for you. Pick from three distinct starting points to connect with matching lenders and USDA loan offerings.
A USDA home loan, backed by the United States Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, specifically for rural areas. In contrast to FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment.
We are a full service not for profit financial institution. Your success is our success with people helping people A credit union is a not-for-profit financial cooperative, owned by its members. Yes, Boulevard Federal Credit Union offers loans, checking and savings accounts, and other financial services that banks offer. But we're quite different f
1416 Sweet Home Road, Suite 9B, Great Neck, NY, 14228
Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
At The Claxton Bank, we've seen many changes in Evans County. But through it all, one thing has remained the same, the way we do business. Now, just as it was back then, we are committed to helping our customers manage their "todays" and find their place in tomorrow. Indeed, the more things change, the more they stay the same.
AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.
F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.
Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
