USDA VS FHA in Fort-Riley, Riley County, KS

As of 2025, the USDA loan limit in Fort-Riley, within Riley county, KS, is set at $285,000. Meanwhile, the FHA loan ceiling for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess the current best rates for USDA versus FHA loans. This will help you determine the required income, credit score, reserves, and essential documents needed for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your particular financial needs in .

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2025 Loan Limits and Down Payment Requirements in Fort-Riley, Riley County, KS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Fort-Riley, KS

The mission of Lendersa® is to connect you with the most suitable USDA or FHA loan promptly and without hassle. Start by selecting from three initial pathways that will match you with qualified lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KS

A USDA home loan is endorsed by the Department of Agriculture, colloquially known as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans are extended without any down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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