USDA VS FHA in Abilene, Dickinson County, KS

For 2025, the USDA loan cap in Abilene, in Dickinson county, KS, is established at $336,500. On the other hand, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess current best rate comparisons between USDA and FHA loans, determining required income, credit, reserves, and documentation for eligibility. This advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, helping you select the best one for your financial situation in .

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2025 Loan Caps and Down Payment Requirements in Abilene, Dickinson County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Abilene, KS

The aim of Lendersa® is to secure the best USDA or FHA loan for you swiftly and easily. Choose one of the three steps to match with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in KS

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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