USDA Vs. FHA Pro and Con comparison in Abilene, Dickinson County, KS

For 2026, the USDA loan cap in Abilene, in Dickinson county, KS, is established at $336,500. On the other hand, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess current best rate comparisons between USDA and FHA loans, determining required income, credit, reserves, and documentation for eligibility. This advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, helping you select the best one for your financial situation in .

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2026 Loan Caps and Down Payment Requirements in Abilene, Dickinson County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Abilene, KS

The aim of Lendersa® is to secure the best USDA or FHA loan for you swiftly and easily. Choose one of the three steps to match with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in KS

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available strictly in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Abilene Lenders

  • The Dickinson County Bank
  • 101 South Factory Street, Enterprise, KS, 67441
  • Lends in Kansas
  • Dickinson County Bank The Dickinson County Bank of Enterprise, Kansas was chartered on June 2, 1894 as a result of a financial panic in 1887 that closed several area banks in Abilene, Hope, and Enterprise. The demand for banking was high and the bank was established to meet this demand.

  • The Citizens State Bank and Trust Company
  • 1 North Broadway, Woodbine, KS, 67492
  • Lends in Kansas
  • The Citizens State Bank & Trust Company has been providing customers with a range of financial services for over 90 years. The Citizens State Bank & Trust Company was organized and chartered in January 1921 with W. L. Johnson (bank president), JA Gillett (vice president). In 1923 Woodbine State Bank, originally opened in 1897 and incorporated

  • The First National Bank of Hope
  • 112 N Main Street, Hope, KS, 67451
  • Lends in Kansas
  • The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.

    1922 - The State Bank of Hope was sold to the Peoples State Bank
    1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop

  • Bennington State Bank
  • 104 West Washington Street, Bennington, KS, 67422
  • Lends in Kansas
  • The Bennington State Bank (BSB) is a community bank proudly serving Kansas for over 130 years with branches in Salina, Bennington, Minneapolis, Wamego, Sylvan Grove, and Lucas Kansas. BSB strives to be the community bank of choice in the regions we serve and we do so by being a trusted financial partner that operates with integrity,

  • The Mortgage Company
  • 155 N 7th St, Salina, KS, 67401
  • Lends in Kansas
  • We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!

  • The Tampa State Bank
  • 326 North Main Street, Tampa, KS, 67483
  • Lends in Kansas
  • The Tampa State Bank is a branch office of The Tampa State Bank. They provide the following services: Full Service Office Location and are located at 326 North Main Street in Tampa Kansas.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • C&R Credit Union
  • 801 5th Street, Clay Center, KS, 67432
  • Lends in Kansas
  • C and R Credit Union, in Clay Center, offers a variety of services, including: checking and savings accounts; loans for new and used automobiles, boats, and motorcycles; machinery loans; even loans for jet skis, recreational vehicles, campers and 4-wheelers. Christmas loans and accounts are also available.

  • The State Bank of Canton, Canton, Kansas
  • 103 South Main Street, Canton, KS, 67428
  • Lends in Kansas
  • The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895.

    The State Bank of Canton served the Canton community at 112 N Main for 79 years.

  • The Marion National Bank
  • 302 E. Main, Marion, KS, 66861
  • Lends in Kansas
  • Since 1905, Marion National Bank has been committed to serve the financial needs of our community. We offer a variety of products to help you reach your financial goals.Whether you have been a customer for over 50 years or just started banking with us, we think you will agree, we offer exceptional service to all our customers.