USDA VS FHA in Dodge-City, Ford County, KS

In 2026, the USDA loan cap in Dodge-City, located in Ford County, KS, is set at $285,000, while the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA against FHA rates. Understand the requirements for income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in the decision-making process for the best financial choice in .

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2026 Loan Limits and Down Payment Requirements in Dodge-City, Ford County, KS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Dodge-City, KS

Lendersa® aims to quickly connect you with the best USDA or FHA loan, effortlessly. Choose one of three pathways that lead to suitable lenders and USDA loan opportunities.

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Understanding USDA Loans in KS

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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