USDA Vs. FHA Pro and Con comparison in Dodge-City, Ford County, KS

In 2025, the USDA loan cap in Dodge-City, located in Ford County, KS, is set at $285,000, while the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA against FHA rates. Understand the requirements for income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in the decision-making process for the best financial choice in .

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2025 Loan Limits and Down Payment Requirements in Dodge-City, Ford County, KS

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Dodge-City, KS

Lendersa® aims to quickly connect you with the best USDA or FHA loan, effortlessly. Choose one of three pathways that lead to suitable lenders and USDA loan opportunities.

Lendersa USDA loan matching outcomes

Understanding USDA Loans in KS

A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Journey Mortgage Advisors, Inc
  • 99 Pasadena Avenue, Suite 10C-A, South Pasadena, CA, 91030
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Equity Smart Home Loans
  • 1499 Huntington Dr, Suite 500, South Pasadena, CA, 91030
  • We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence & personal fulfillment. However making the right choice isn’t so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step
  • Streamline Mortgage Corporation
  • 9042 Garfield Ave Ste 202-D, Huntington Beach, CA, 92646
  • At Streamline Mortgage Corporation, our ultimate goal is to serve our clients with honesty, integrity, and competence. We provide our clients with the information needed to make well-informed decisions about the mortgage process and help borrowers overcome roadblocks that can arise while securing a loan. In addition to giving customer satisfaction
  • Seacliff Mortgage
  • 9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
  • With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
  • DPOFINANCIAL.COM
  • 9042 Garfield Ave, Suite 103, Huntington Beach, CA, 92646
  • DPOFINANCIAL is a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • MakeWay Mortgage Inc.
  • 17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646
  • We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
  • Family Smart Homes
  • 19126 Magnolia St, Suite 101, Huntington Beach, CA, 92646
  • Michael Huynh believe the role of a real estate professional is to guide you through the buying and selling process taking the time to make sure you understand every step of the transaction, been a resident of the area, Michael know the community and have in-depth real estate experience.
  • Pacific Shores Financial
  • 20902 Brookhurst Street Street, Suite 209, Huntington Beach, CA, 92646
  • Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN.
  • Sahakian Arvin
  • 9114 Adams Avenue, Suite 570, Huntington Beach, CA, 92646
  • Sahakian Arvin is mission to make your mortgage process stress-free and transparent so you can buy your new home or refinance quickly with confidence. and also My goal is to help you truly understand everything about your mortgage before you commit to it. When you’re armed with the knowledge, you can make the right decisions every time
  • Seacliff Mortgage
  • 9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646
  • SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.
  • Carpe Diem Mortgage
  • 21701 Kaneohe Lane, Huntington Beach, CA, 92646
  • Carpe Diem Mortgage has identified a way to deliver the lowest rates. The way we do this is by operating solely as a mortgage BROKER, which enables us to shop interest rates with our wholesale lending partners. By operating as a broker with NO employees, our overhead is sure to be much lower than lenders.