In 2025, the USDA loan threshold for Pratt, in Pratt county, KS, is set at $336,500. Conversely, for a single-family house, the FHA limit is $472,030.
Explore Lendersa® USDA loan calculator to contrast the current USDA and FHA rates, determining necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA rates side by side, assisting you in selecting the best option for your financial condition in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to finding you the optimal USDA or FHA loan effectively and without delay. Choose one of the three starting points to locate suitable lenders and USDA loan offerings.
A USDA home loan is supported by the government Department of Agriculture, often called a USDA rural development loan or USDA mortgage. It's available exclusively in rural neighborhoods. Distinct from FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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