USDA Vs. FHA your options comparison in Ulysses, Grant County, KS
In 2025, the limit for USDA loans in Ulysses, within Grant county, KS, is $336,500, whereas the FHA limit for a single-family house is $472,030.
To compare the prime rates between USDA and FHA loans today, use the Lendersa® USDA loan calculator. This tool helps you evaluate the required income, credit, reserves, and necessary documents for eligibility. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial circumstances in .
2025 Loan Caps and Down Payment Requirements in Ulysses, Grant County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Ulysses, KS
The purpose of Lendersa® is to connect you with the most suitable USDA or FHA loan swiftly and without inconvenience. Choose one of the three initial approaches to find matching lenders and explore USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.
1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.
Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield.
The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s
Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University.
Through constant growth, we have added participating groups throughout the region
First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
Earlham Savings Bank is prepared for that future and still stands stronger than ever. A commitment to remembering where we have come from, the simple principals of thinking of our customers first and treating people with fairness and respect remain. It is by these standards we continue to grow and serve Central Iowa.