USDA Vs. FHA your options comparison in Ulysses, Grant County, KS

In 2026, the limit for USDA loans in Ulysses, within Grant county, KS, is $336,500, whereas the FHA limit for a single-family house is $472,030.

To compare the prime rates between USDA and FHA loans today, use the Lendersa® USDA loan calculator. This tool helps you evaluate the required income, credit, reserves, and necessary documents for eligibility. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial circumstances in .

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2026 Loan Caps and Down Payment Requirements in Ulysses, Grant County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Ulysses, KS

The purpose of Lendersa® is to connect you with the most suitable USDA or FHA loan swiftly and without inconvenience. Choose one of the three initial approaches to find matching lenders and explore USDA loan options.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in KS

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Associated Mortgage Group, Inc.
  • 5200 S Macadam Avenue, Suite 200, Portland, OR, 97239
  • Associated Mortgage Group, Inc. d/b/a Associated Mortgage Brokers is a privately owned mortgage broker firm founded in 1989 based on the premise that our customers want to work with experienced professionals who provide them with multiple loan programs for residential home mortgage loans.

  • Altamont Mortgage Funding, Inc
  • 4380 SW Macadam Ave, Suite 125, Portland, OR, 97239
  • Altamont Mortgage Funding, NMLS #221360, understands that the mortgage loan process doesn’t have to be a long and daunting experience. Our team is dedicated to individualized customer attention while making the mortgage loan process easier to understand so your financial goals are met.

  • On Point Mortgage
  • PO Box 3750, Portland, OR, 97208
  • OnPoint Community Credit Union had modest beginnings in 1932: just 16 members and a total investment of $36. But, how we became the largest community-owned financial institution in Oregon, branching into Southwest Washington, is no accident. Our team is dedicated to making our members’ financial dreams a reality.

  • Greater Oregon Mortgage Company
  • 6840 Sw Fernbrook Ct, Wilsonville, OR, 97070
  • Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.

  • Kahren Oxner at UMortgage
  • 25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
  • Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.

  • Borrow Smart Mortgage Inc
  • 9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
  • Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.

  • Niagara’s Choice Credit Union
  • 3619 Packard Road, Niagara Falls, NY, 14303
  • Niagara’s Choice Credit Union We are a full-service, not-for-profit, financial organization serving over 24, 000 members. The majority of our member base is within Niagara County, we serve members who live across the United States.
    The credit union was founded in 1953 by a small group of employees of the former Hooker Chemical Company.

  • Unitus Community Credit Union
  • 1300 SW 6th Ave, Portland, OR, 97201
  • We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA