USDA and FHA Pro and Con in Ulysses, Grant County, KS

In 2025, the limit for USDA loans in Ulysses, within Grant county, KS, is $336,500, whereas the FHA limit for a single-family house is $472,030.

To compare the prime rates between USDA and FHA loans today, use the Lendersa® USDA loan calculator. This tool helps you evaluate the required income, credit, reserves, and necessary documents for eligibility. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial circumstances in .

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2025 Loan Caps and Down Payment Requirements in Ulysses, Grant County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Ulysses, KS

The purpose of Lendersa® is to connect you with the most suitable USDA or FHA loan swiftly and without inconvenience. Choose one of the three initial approaches to find matching lenders and explore USDA loan options.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in KS

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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