USDA and FHA Pro and Con in Liberal, Seward County, KS
In 2025, the USDA loan cap in Liberal, located in the county of Seward, KS, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA against FHA rates, determining the required income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to choose the best fit for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Liberal, Seward County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Liberal, KS
Lendersa® aims to efficiently secure the optimal USDA or FHA loan for you with ease. Choose one of three starting points to find matching lenders and discover the right USDA loan programs.
A USDA home loan, backed by the government’s Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all.
Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision
The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.
United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.
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We want to welcome you to Junction National Bank's website! We hope our website provides valuable information to you either as a customer, or as a prospective customer. We hope your visit to our site is pleasant and informative and as always, we welcome your thoughts and suggestions.
Our Mission is to provide quality financial services to our members. We are dedicated to providing loans at reasonable rates, promoting thrift and maintaining financial stability to safeguard the assets of Freestone Credit Union. At the same time, we will offer these services with professionalism, integrity and innovation to provide
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Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
