USDA Vs. FHA your options comparison in Liberal, Seward County, KS
In 2025, the USDA loan cap in Liberal, located in the county of Seward, KS, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA against FHA rates, determining the required income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to choose the best fit for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Liberal, Seward County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Liberal, KS
Lendersa® aims to efficiently secure the optimal USDA or FHA loan for you with ease. Choose one of three starting points to find matching lenders and discover the right USDA loan programs.
A USDA home loan, backed by the government’s Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all.
The mission of Compassionate Care Credit Union is to make our members feel cared for, both financially and as a person. We will do this through attentive and compassionate service, and by offering products our members need at rates that are competitive in the industry and our service area.
FVSBank began business in Fond du Lac, Wisconsin in 1934 and subsequently expanded to serve the Oshkosh and Waupun areas. Our goal was to provide a safe place for people to deposit their money, and a trusted source for loans. Today, our financial strength allows us to provide the same services as the big box banks – locally – to individuals.
First Federal Bank loan originators are eager to help you with your home loan needs.
We listen carefully to each borrower & use our diverse mix of lending products to fit your situation.
Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies
When it's time to get a mortgage loan, you should know the difference between a loan officer and a mortgage broker. A mortgage broker is an independent agent who secures financing through outside lenders. This means more options than the standard bank loan officer can offer. We find the lender who has the right program to fit your needs.
11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Veritas Federal Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973 to serve the employees of Nissan Motor Corporation and other employers.Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973.
Porter Bank offers a wide variety of services designed to meet all of our customer’s needs. Our Online Banking product is a secure way to see your account balances and transactions without having to leave home. If you are away from home and want to check your banking information, our Mobile Banking product is the thing for you.
At The Mortgage Exchange LLC, our goal is to be your lender for life. As one of Northwest Indiana’s premier home loan lenders, we understand that one of the largest purchases someone will make in their life will be their home. We strive to make that process as personal as possible. We understand that every buyer is different,
Our customers have inspired us since our humble beginnings and have allowed us to be their hometown bank for many generations. We look forward to continuing that relationship for many more generations to come. HFB employees are proud of their deep roots in the communities we serve and are excited about cultivating those relationships in the future.
