USDA Vs. FHA your options comparison in McPherson, McPherson County, KS
In 2025, the USDA loan ceiling for McPherson, located in McPherson County, KS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates currently available, determining the needed income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting in your choice of the best program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in McPherson, McPherson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in McPherson, KS
Lendersa® aims to quickly secure the optimal USDA or FHA loan for you, with minimal hassle. Choose one of the three starting points to find matching lenders and explore appropriate USDA loan programs.
USDA home loans, backed by the Department of Agriculture and also called USDA rural development loans or mortgages, are available solely for rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none at all.
The Friendship State Bank is a thriving community bank in southeastern Indiana. We would love to answer your banking, insurance and investing-related questions, and help you better understand "how it all works." By the way, we're Members FDIC & EHL. Start the Friendship with your locally-owned community bank in Friendship
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