USDA Vs. FHA your options comparison in Lindsborg, McPherson County, KS

In the year 2025, the USDA loan limit in Lindsborg, located within the county of McPherson, KS, amounts to $336,500. In comparison, the FHA limit for a single-family house is determined as $472,030.

Make use of the Lendersa® USDA loan calculator to effectively compare the best rates available today between USDA and FHA loans. This tool helps ascertain the requirements in terms of income level, credit status, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you'll be able to view side by side the USDA, FHA, Conforming, and VA options, thus aiding in deciding which program in Alabama aligns best with your specific financial situation.

Explore loan offers from a diverse group of 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Lindsborg, McPherson County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Lindsborg, KS

Lendersa® is committed to ensuring you secure the best USDA or FHA loan quickly and effortlessly, without any added hassle. You can choose from three starting points designed to match you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in KS?

The USDA home loan, guaranteed by the governmental Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is offered solely in rural areas. Unlike FHA loans, which typically require a minimum 3.5% down payment, USDA loans have no such down payment requirement, making them accessible for more borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Huntington C & O Railway Employees Federal Credit Union
  • 901 Sixth Avenue, Huntington, WV, 25701
  • Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services
  • Cabway Telco FCU
  • 1135 Sixth Avenue, Huntington, WV, 25701
  • Cabway Telco Federal Credit Union has been open since 1955. The credit union has assets totaling $5.33 Million and provides banking services to more than 400 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to communications
  • "Appalachian Power Employees FCU"
  • 1122 7th Avenue, Huntington, WV, 25701
  • Appalachian Power Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Appalachian Power EFCU will continue a sound yet progressive asset management strategy and provide new
  • Peach State Bank & Trust
  • 325 Washington St SW, Gainesville, GA, 30501
  • Peach State Bank & Trust is the largest true community bank in Hall County. We have a seasoned management team and a strong board of directors who are not only dedicated to our customers but to this community. We offer competitive rates, a variety of accounts - both personal and business. We hope you will call us or stop by today
  • MyGeorgia Credit Union
  • 2601 Limestone Pkwy, Gainesville, GA, 30501
  • "Founded in 1971 as HALLCO Community Credit Union, we grew into a full-service financial institution offering a wide range of banking products and services with branch locations in Gainesville, Oakwood, Flowery Branch and Cleveland. As the communities and the needs of the residents in the area around us expanded, so did we"
  • Homestar Financial Corporation
  • 332 Washington St. NW, Gainesville, GA, 30501
  • HOMESTAR Financial Corporation is a full service mortgage banker controlling every aspect of the loan process with in house processing, underwriting, closing and funding of each mortgage transaction. Having an in-house team separates HOMESTAR from other mortgage companies because it is easier for HOMESTAR mortgage lenders to communicate quickly
  • PURE LIGHT MORTGAGE INC
  • 2234C Thompson Bridge Road, Gainesville, GA, 30501
  • The Pure Light Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Tahquamenon Area Credit Union
  • 7693 State Highway M123, Newberry, MI, 49868
  • We are recognized as one of the outstanding credit unions in the state and have an established reputation for excellent service & reasonable rates.CREDIT UNIONS are organizations of PEOPLE, not money. Our mission at Tahquamenon Area Credit Union is to provide you, our member & friend, products & services to meet your needs in a safe & sound manner.
  • Centennial Mortgage Company
  • 6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • FBMC MORTGAGE CORPORATION
  • 5650 Whitesville Rd Suite 106, Columbus, GA, 31904
  • The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt