USDA Vs. FHA Pro and Con comparison in Lindsborg, McPherson County, KS
In the year 2025, the USDA loan limit in Lindsborg, located within the county of McPherson, KS, amounts to $336,500. In comparison, the FHA limit for a single-family house is determined as $472,030.
Make use of the Lendersa® USDA loan calculator to effectively compare the best rates available today between USDA and FHA loans. This tool helps ascertain the requirements in terms of income level, credit status, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you'll be able to view side by side the USDA, FHA, Conforming, and VA options, thus aiding in deciding which program in Alabama aligns best with your specific financial situation.
Loan Limits and Downpayment Requirements for 2025 in Lindsborg, McPherson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Lindsborg, KS
Lendersa® is committed to ensuring you secure the best USDA or FHA loan quickly and effortlessly, without any added hassle. You can choose from three starting points designed to match you with appropriate lenders and USDA loan programs.
The USDA home loan, guaranteed by the governmental Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is offered solely in rural areas. Unlike FHA loans, which typically require a minimum 3.5% down payment, USDA loans have no such down payment requirement, making them accessible for more borrowers.
3458 Ellicott Center Drive, Suite 106, Ellicott City, MD, 21043
In 2011, the HCTA Federal Credit Union petitioned NCUA to expand our charter from a Single Common Bond Charter to a Multiple Common Bond Charter. This allows us to offer membership to other entities in Howard County who are in some way affiliated with schools. Our first new membership group was the High School Students of HCPSS, beginning 2012.
7000 Security Boulevard, Suite 110, Baltimore, MD, 21244
Mortgage Affiliates Inc. was established with the mission of creating extraordinary mortgage solutions. That mission continues to be a driving force through today. Mortgage Affiliates has always sought out the nation’s most creative and responsible lenders. Our financial products vary from simple to simply spectacular.
Our mission is to serve our customers with honesty, integrity, and transparency. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Founded in 1938, our original charter was to serve the financial needs of employees of the Social Security Administration. Today we are one of the largest credit unions in the state of Maryland and provide financial services to meet the needs of more than 35, 000 members, with $390 million in assets, representing our core common sponsor groups.
The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.
We’re an honest, intentional financial partner with best-in-class team members
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Real Estate Loans and Homes we offer a wide variety of loan programs starting from as low as 500 fico. Also Down Payment and Closing Cost Assistance Programs in CA. The USDA Rural zero down program from a minimum 580 fico in CA. The VA/CalVet are no down payment no closing costs programs. We have conventional home loans from a minimum.
Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
