USDA Vs. FHA Pro and Con comparison in Emporia, Lyon County, KS
For 2025, the USDA loan limit in Emporia, situated in Lyon County, KS, is $336,500, with the FHA limit being $472,030 for a single-family home.
Leverage Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. Understand the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to identify the best choice for your financial needs in .
2025 Loan Limits and Down Payment in Emporia, Lyon County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Emporia, KS
Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and effortlessly. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not need any down payment.
The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.
1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.
"At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community.
We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources
