USDA Vs. FHA your options comparison in Ottawa, Franklin County, KS
During 2025, the USDA loan limit in Ottawa, within Franklin County, KS, is set at $336,500. However, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program is best for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Ottawa, Franklin County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ottawa, KS
Lendersa® strives to swiftly provide the ideal USDA or FHA loan without complications. Start with one of three methods to connect with matching lenders and USDA loan programs that suit your needs.
A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans need no down payment at all.
Take advantage of the local presence and personal service offered at ONE Residential Lending, LLC. Knowledge gained from 24 years in the mortgage industry allows us to assess every loan situation individually, and advise customers accordingly. Let us share our knowledge with you as we guide you through the mortgage process to completion
5353 Wyoming Blvd NE, Suite C, Albuquerque, NM, 87109
Our professional loan officers provide recommendations for the best loan based on your needs. Whether you're a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with Creative Lending Corporation. We take the time to listen and we’ll work with you to find a home loan.
5801 Osuna Rd NE, Suite 105, Albuquerque, NM, 87109
As highly experienced loan officers, we provide excellent customer service as part of our dedication to client satisfaction. Our professional staff will ask the right questions, listen to what you say with attention to detail, and devise a mortgage that fits all of your financial needs.
Waterstone Mortgage Corporation has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with over 800 employees, branch locations in 29 states, and the ability to lend in 47 states.
We are continuing to monitor the ongoing situation regarding the spread and impact of the coronavirus (COVID-19). Legacy Mortgage and Legacy Lending Home Loans recognizes the gravity of this moment and the ensuing actions that have already been taken by federal, state, and local governments. We at Legacy Mortgage
On Q Financial, Inc. believes the Dream of Homeownership is INCLUSIVE and prides itself on simplifying the mortgage process. There is nothing like the joy, comfort, and security that comes from owning a home, and On Q Financial takes great pride in knowing they helped over 10,000 families achieve their dream last year.
4901 McLeod Rd NE, Suite C, Albuquerque, NM, 87109
Vision Mortgage Group is a full-service mortgage lender in Albuquerque, New Mexico offering a variety of loan programs to fit your needs and requirements. Allow us to guide you through the entire process with honesty and integrity. With over 20 years of financial services experience Mo Marwan will make your home buying
4801 Lang Ave NE, Suite 110, Albuquerque, NM, 87109
Infiniti Mortgage, LLC has been offering professional mortgage brokering services to homebuyers in Albuquerque and all of New Mexico since 2000. Since then we have earned a reputation as the most trusted mortgage brokers in Albuquerque. We are always striving to attain the highest level of customer service satisfaction and trust
U-1st Community Federal Credit Union can help with your individual loan and checking account needs. We offer a wide variety of products and services, including consumer loans, money market accounts, checking accounts and more. We were established on October 3, 1955, and with over 65 years of experience.
