USDA and FHA Pro and Con in Ottawa, Franklin County, KS
During 2026, the USDA loan limit in Ottawa, within Franklin County, KS, is set at $336,500. However, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program is best for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Ottawa, Franklin County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ottawa, KS
Lendersa® strives to swiftly provide the ideal USDA or FHA loan without complications. Start with one of three methods to connect with matching lenders and USDA loan programs that suit your needs.
A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans need no down payment at all.
Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
4482 Barranca Parkway, Suite 123, Irvine, CA, 92604
Super Rate Inc is a California mortgage firm, founded on 2007 and with a team of highly knowledgeable agents committed to providing the highest quality of mortgage loan service. and Through years of serving loan business for customers, we found out there is something deeper than making money.
Home Connect, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
4000 Barranca Parkway, Suite 250, Irvine, CA, 92604
Est. 2002, we are a financial consulting business working with individuals, families, small businesses, retirees and trusts. Our Mission is Your Financial Success! The Tools and The Experience to help you get more out of your Financial Life! Mark H. the business owner Here is my experience and the basis from which I have created The Harvest Plan
Showcase Agency is a real estate and home loan company serving OC, LA, Riverside, San Bernardino and North San Diego counties. We help our clients buy and sell homes, and get home financing. After closing, we help our clients navigate their personal homeownership journey. We donate $150 to Operation Underground Railroad for every real estate
A2Z Tax & Financials is a Real Estate Brokerage (BRE #01987437) and a Mortgage Broker (NMLS #1393235) offering wide variety of services in the area of real estate purchase and sale, rental, investment, residential and/or commercial, as well as offering different types of mortgages for first time home buyers, investors, conventional,
Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.
As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.
Rebecca Valderrama established Gemini Financial in 1997. As an expert in the Mortgage Industry, Rebecca has over 35 years of experience, a strong Underwriting background, and an FHA Underwriting designation. This allows Gemini Financial, as a Company, to provide homeowners one of the best opportunities for homeownership
