USDA and FHA Pro and Con in Junction-City, Geary County, KS
During 2025, the USDA loan limit in Junction-City, Geary County, KS, is established at $285,000, whereas the cap for an FHA loan on a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's foremost USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Junction-City, Geary County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Junction-City, KS
Lendersa® is dedicated to securing you the optimal USDA or FHA loan swiftly and without complication. Choose one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, which is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
360 Home Lending is a minority-owned mortgage company with a focus on diverse markets throughout the DFW metroplex. Our unique customer-centric, technology-enhanced approach provides a seamless and consistently stress-free experience for customers, from 1st time homebuyers to sophisticated property investors
12100 Ford Road, Suite 195, Farmers Branch, TX, 75234
First Integra Funding Whether you’re looking to buy your dream home, or you’re hoping to explore your refinancing options, First Integra Funding Corp. has you covered. With us, you’ll have the chance to connect with a wide range of trustworthy lenders, offering top-quality mortgage products of all kinds.
Liberty Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2665 Villa Creek Drive, Suite 252, Dallas, TX, 75234
Nonprofit Mortgage is a new and unique mortgage company. We have a large range of mortgage products for your home purchase or refinance. Nonprofit Mortgage provides down payment assistance to underserved home buyers and those who have experienced a financial setback due to an illness in their household.
"Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today!
When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."
Preston Hollow Financial Services, Inc. is a full service Mortgage Boutique offering personalized analysis and execution for your purchase, refinance, construction and home equity needs. We facilitate mortgage throughout the great State of Texas and have professional relationships with other title and insurance companies.
Capital Connect is your ultimate partner in Texas real estate investment. As a premier hard money lending company, we streamline success by offering faster, more flexible funding than traditional banks. Loans are based on property value, not credit, ensuring a fast process. Our services, like cash-out refinancing with no appraisal, empower investor
