During 2026, the USDA loan limit in Junction-City, Geary County, KS, is established at $285,000, whereas the cap for an FHA loan on a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's foremost USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Junction-City, Geary County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Junction-City, KS
Lendersa® is dedicated to securing you the optimal USDA or FHA loan swiftly and without complication. Choose one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, which is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
The Citizens State Bank & Trust Company has been providing customers with a range of financial services for over 90 years. The Citizens State Bank & Trust Company was organized and chartered in January 1921 with W. L. Johnson (bank president), JA Gillett (vice president). In 1923 Woodbine State Bank, originally opened in 1897 and incorporated
At 9:00 P.M. on January 28th, 1946, our credit union was chartered as Manhattan CO-OP Credit Union and held its first monthly meeting of the Board of Directors. In an effort of helping even more Manhattan citizens, the credit union was moved to the university. The credit union changed its name to College Credit Union.
Community First National Bank was newly chartered on February 1, 2001 in response to the ownership change of several locally owned banks in the Manhattan market. We spent a great deal of time and put much thought into choosing our Community First name because it represents what we are all about; Community in the sense.
Dickinson County Bank The Dickinson County Bank of Enterprise, Kansas was chartered on June 2, 1894 as a result of a financial panic in 1887 that closed several area banks in Abilene, Hope, and Enterprise. The demand for banking was high and the bank was established to meet this demand.
The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.
1922 - The State Bank of Hope was sold to the Peoples State Bank 1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop
Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
C and R Credit Union, in Clay Center, offers a variety of services, including: checking and savings accounts; loans for new and used automobiles, boats, and motorcycles; machinery loans; even loans for jet skis, recreational vehicles, campers and 4-wheelers. Christmas loans and accounts are also available.
The Tampa State Bank is a branch office of The Tampa State Bank. They provide the following services: Full Service Office Location and are located at 326 North Main Street in Tampa Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
