USDA and FHA Pro and Con in Junction-City, Geary County, KS
During 2025, the USDA loan limit in Junction-City, Geary County, KS, is established at $285,000, whereas the cap for an FHA loan on a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate today's foremost USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Junction-City, Geary County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Junction-City, KS
Lendersa® is dedicated to securing you the optimal USDA or FHA loan swiftly and without complication. Choose one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan, which is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
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