USDA Vs. FHA your options comparison in Osage-City, Osage County, KS
In 2025, the USDA loan limit in Osage-City, located in the county of Osage, KS, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilizing the Lendersa® USDA loan calculator allows you to compare the most competitive USDA versus FHA rates available today. This tool assists in determining the necessary income, credit requirements, reserves, and documentation needed to qualify. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you identify which program in Alabama best fits your financial needs and situation.
Loan Limits and Downpayment Requirements for 2025 in Osage-City, Osage County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Osage-City, KS
The mission of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, ensuring a smooth process without any hassle. By selecting one of three different starting points, you will connect with matching lenders and USDA loan programs that meet your specific needs.
A USDA home loan, guaranteed by the United States Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. Available exclusively in rural neighborhoods, these loans differ from FHA loans by having no required minimum down payment, unlike the FHA’s mandatory 3.5%. This can make USDA loans an attractive option for qualifying borrowers seeking home financing in rural areas.
2718 Martin Luther King Jr, Blvd Panama City, FL, 32405
Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more
3707 W. 23rd Street Suite A., Panama City, FL, 32405
Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
HSM Federal Credit Union has been open since 1977. The credit union has assets totaling $5.62 Million and provides banking services to more than 2, 000 members.
The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
At Foothills Mortgage & Equity We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on providing superior customer service and creating satisfied customers. From mortgage processing and underwriting, to loan closing and funding,
Emerald Credit Association FCU, you’re not just a customer but part-owner of your credit union.Member assets are pooled to provide loans & other financial services to fellow members.Credit unions are not-for-profit, which means that instead of dividends going to shareholders, profits are put back into the credit union to bring members lower fees.
Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.
12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.
