USDA Vs. FHA your options comparison in Topeka, Shawnee County, KS
For 2026, in Topeka, located in Shawnee County, KS, the USDA loan limit is $336,500, whereas the limit for FHA loans is $472,030 for single-family homes.
Make use of the Lendersa® USDA loan calculator to compare the latest USDA versus FHA rates. Assess income, credit, reserves, and document requirements necessary for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side-by-side, assisting you in choosing the most suitable option for your financial circumstances in .
Loan limits and down payment requirements in 2026 in Topeka, including Shawnee County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Topeka, KS
Lendersa® aims to promptly and efficiently secure you the best USDA or FHA loan. Choose a starting point to find matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is intended exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Fidelity State Bank & Trust Company (Topeka, KS) is a banking company based in Topeka, Kansas, United States. FDIC Insured and Equal Opportunity Lender.The history of the Chandler Family that owns Fidelity State Bank & Trust Company dates back to 1883. The Chandler Family has been active in Kansas since then and continues to be active in a large nu
Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.
320 South Kansas Avenue, Suite 100, Topeka, KS, 66603
Lends in Kansas
The Topeka Police Credit Union was chartered February 12, 1952 by a small number of police officers who wanted to start a credit union to help police officers and their immediate families. The credit union opened its doors April 13, 1952.
The mission of the Topeka Police Credit Union is to provide quality service.
534 S. Kansas Avenue, Suite 825, Topeka, KS, 66603
Lends in Kansas
Great Plains Funding, LLC was established for the sole purpose of providing “private money loans” to its real estate investor clientele. Great Plains Funding, LLC does not provide funding to any owner-occupied properties and limits its services to commercial loans for the acquisition and renovation of existing properties.
In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
The Topeka Firemen's Credit Union was established to foster economic democracy by bringing the ideal of economic freedom to our members through the use of money based upon the beneficial needs of the members and not greed. We promote thrift by receiving our Members' savings in the payment of shares and extend loans to our Members.
5920 SE Coyote Drive, Building 668, Topeka, KS, 66619
Lends in Kansas
Founded in 1958 as Hutchinson Air Guard Credit Union, Forbes Field Credit Union has grown from seven original members to almost 700. Offering share accounts, certificates of deposit, and a wide array of loan products, our mission has never waivered – to foster the ideal of economic freedom and serve as financial advocates for our members.
