USDA Vs. FHA your options comparison in Topeka, Shawnee County, KS
For 2026, in Topeka, located in Shawnee County, KS, the USDA loan limit is $336,500, whereas the limit for FHA loans is $472,030 for single-family homes.
Make use of the Lendersa® USDA loan calculator to compare the latest USDA versus FHA rates. Assess income, credit, reserves, and document requirements necessary for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side-by-side, assisting you in choosing the most suitable option for your financial circumstances in .
Loan limits and down payment requirements in 2026 in Topeka, including Shawnee County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Topeka, KS
Lendersa® aims to promptly and efficiently secure you the best USDA or FHA loan. Choose a starting point to find matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is intended exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852
A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.
1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
Community Loan Servicing maintains high ratings for residential and commercial special servicing from Standard & Poor’s, Fitch, and Moody’s and is a Fannie Mae and Freddie Mac approved seller/servicer.
With over 500 mortgage professionals, Community Loan Servicing is headquartered in beautiful Coral Gables, FL.
1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
1430 South Dixie Highway #309, Coral Gables, FL, 33146
Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
4425 Ponce De Leon Blvd., 250 Ste, Coral Gables, FL, 33146
Silver Hill Funding is a small-balance commercial mortgage lender offering financing from $250,000 to $2,000,000 on commercial real estate including multifamily, mixed-use, office, retail, daycare center, light industrial, self-storage, restaurant, bar, and warehouse property types.
