USDA Loan Vs. FHA loan for Goddard, KS 2026

As of 2026, the USDA loan cap in Goddard, situated within Sedgwick county, KS, is $336,500. For a single-family home, the FHA cap is $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's leading rates between USDA and FHA options. This tool helps you determine the income, credit score, reserves, and necessary documents required for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the most suitable program for your financial needs in .

Exploring USDA and FHA Loan Options in Goddard, KS

The aim of Lendersa® is to connect you with the optimal USDA or FHA loan swiftly and with ease. Begin with one of the three starting points to be matched with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KS

A USDA home loan is a government-backed loan through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available specifically in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment.

Get top 10
USDA LENDERS
customized to yout needes

Goddard Lenders
(316) 531-8800 Lender's profile and map Garden Plain State Bank 525 North Main Street, Garden Plain, KS, 67050 Lends in Kansas Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
(316) 440-9690 Lender's profile and map Skyward Credit Union 4 Cessna Boulevard, Wichita, KS, 67215 Lends in Kansas Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership. Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
(316) 264-9163 Lender's profile and map Catholic Family Federal Credit Union 717 N Socora Street, Wichita, KS, 67212 Lends in Kansas Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.
(316) 462-1341 Lender's profile and map Regent Financial Group, Inc 10209 W Central Ave, Suite 1, Wichita, KS, 67212 Lends in Kansas "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product. Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.
(316) 263-5756 Lender's profile and map Quantum Credit Union 6300 W 21st North, Wichita, KS, 67205 Lends in Kansas At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more. We are a not-for-profit credit cooperative, offering a full line of banking services.
3167445819 Lender's profile and map Planet Cheapskate Home Loans 1029 W Douglas Suite #202, Wichita, KS, 67213 Lends in Kansas My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
(316) 683-1199 Lender's profile and map Meritrust Credit Union 151 N Main Street, Wichita, KS, 67202 Lends in Kansas It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time. With a mission of improving the lives of members and the communities we serve.
(316) 838-5741 Lender's profile and map Southwest National Bank 400 E Douglas Ave, Wichita, KS, 67202 Lends in Kansas Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
(316) 978-3666 Lender's profile and map Campus Credit Union 1845 N Fairmount Street, Wichita, KS, 67260 Lends in Kansas Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.