As of 2025, the USDA loan cap in Goddard, situated within Sedgwick county, KS, is $336,500. For a single-family home, the FHA cap is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's leading rates between USDA and FHA options. This tool helps you determine the income, credit score, reserves, and necessary documents required for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Goddard, Sedgwick County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Goddard, KS
The aim of Lendersa® is to connect you with the optimal USDA or FHA loan swiftly and with ease. Begin with one of the three starting points to be matched with lenders and USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available specifically in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment.
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