USDA Vs. FHA your options comparison in Lawrence, Douglas County, KS
For 2025, the USDA loan cap in Lawrence, Douglas County, KS is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA against FHA rates, discerning the income, credit score, reserves, and documentation necessary for qualification. You can compare USDA, FHA, Conforming, and VA programs side by side using our comprehensive mortgage calculator, helping you choose the best option for your financial situation in .
2025 Loan Caps and Down Payments in Lawrence, Douglas County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Lawrence, KS
Lendersa® is committed to swiftly securing the best USDA or FHA loan for you without stress. Begin with one of three options that align you with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is a rural development loan or mortgage available only in rural areas. Unlike FHA loans that need a 3.5% down payment, USDA loans require no down payment at all.
The mission of the Craftmaster Federal Credit Union is to provide a safe and sound financial institution for members to obtain competitive dividends and interest rates, while complying with all Federal, State and local laws. Through quality management, we will provide personalized services that meet or exceed membership expectations.
NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.
Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.
Chris Rosner is the owner of the Renaissance Lending Group, LLC. As a Certified Mortgage Planning Specialist professional, Chris is committed, qualified and equipped to help you implement mortgage, cash flow and home equity strategies. His hope is to help you build and conserve your wealth whether you are buying a home or refinancing your mortgage.
8747 South Priest Drive, Suite 101, Tempe, AZ, 85284
ARIZONA MORTGAGE SPECIALISTS INC is in the Mortgage Bankers and Loan Correspondents industry in Tempe, AZ. When it comes to comprehensive loan programs, trust none other than Arizona Mortgage Specialists, Inc. We are a reliable mortgage lender in Arizona and California offering a variety of options for your different housing loan needs.
9180 South Kyrene Road, Suite 101, Tempe, AZ, 85284
"The Mortgage Advantage is honored to assist families and individuals achieve their homeownership dreams. We offer flexible rates, low fees and can close quickly.
Our loan officers are educated in today’s ever-changing mortgage environment. We inform borrowers of their loan options, whether it’s for a home today or next year."
Clear Mortgage, The Clear Choice For Investors in Today’s Real Estate Market. Providing transitional funding for acquisition of financially distressed residential property. Clear Mortgage strives to make using hard money easy. Our goals are to provide quick, honest answers and to honor our commitments
Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.
We at Van Eaton Mortgage, LLC believe in working hard to get the job done."
3155 S. Price Road, Suite 105, Chandler, AZ, 85248
Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries
17816 S Whispering Glen Path, SAHUARITA, AZ, 85629
In a competitive real estate market, cash is king. What many investors have learned is that while cash may be king, it is not always completely necessary. Alternative lending options help provide investors who do not have (or want to deploy) all the cash required to fund a purchase and the rehabilitation the ability to compete with cash buyers, whi
