USDA Vs. FHA your options comparison in Baldwin-City, Douglas County, KS
As of 2025, the USDA loan limit in Baldwin-City, within Douglas county, KS, is $285,000. The FHA limit for a single-family home, on the other hand, stands at $356,362.
Make use of Lendersa® USDA loan calculator to assess today's optimal rates for USDA compared to FHA, helping determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the program that best matches your financial situation in .
2025 Loan Limits and Down Payment Requirements in Baldwin-City, Douglas County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Baldwin-City, KS
Lendersa® is dedicated to swiftly securing you the best USDA or FHA loan available, without hassle. Start with one of the three available paths that enable you to find matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan via the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment at all.
Salman Capital is a family-owned In-house direct lender that provides financing for real estate investors nationally. With our own discretionary capital, we provide Bridge 12-24 month term IO financing for acquiring and stabilizing a property. We also provide asset-based DSCR financing for traditional and short term rental properties.
We're here to help PATH employees and family. We offer trusted advice and better value than banks on the financial services people use every day. PATH Federal Credit Union has been open since 1952. The credit union has assets totaling $12.78 Million and provides banking services to more than 1, 000 members.
"Liberty Savings Federal Credit Union boasts nearly $115 million in assets with over 22, 000 members.
Our Mission: Provide quality, convenient financial services to a diverse membership for the economic well-being of the individual and our communities.
As the credit union grew stronger,"
591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,
Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.
Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar
766 Shrewsbury Avenue, East Bldg, Suite 204, Tinton Falls, NJ, 07724
MDE Home Loans is dedicating to fulfilling the American Dream of home ownership by providing buyers access to financing and industry leading lending services.Our highly trained team averages more than two decades of experience in mortgage lending. We understand that each customer has specific needs & we strive to deliver personalized.
Our main drive and focus is on education & loan literacy so that borrowers are prepared when seeking financing. This includes visitors filling out loan information, finance goals & contact preferences in order to be matched with 2 to 5 lenders. Our resource hub is a nest of information provided to help people increase their knowledge & comfort.
