USDA Vs. FHA Pro and Con comparison in Eudora, Douglas County, KS
As of 2025, the USDA loan cap in Eudora, located in the county of Douglas, KS, is established at $336,500. In contrast, the FHA loan ceiling for a single-family house is set at $472,030.
To compare the prevailing USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps you determine the required income, credit score, financial reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, which assists you in identifying the most suitable program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Eudora, Douglas County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Eudora, KS
The aim of Lendersa® is to secure you the ideal USDA or FHA loan swiftly and with minimal hassle. You can start by selecting one of three approaches that will align you with appropriate lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. This loan comes with the significant advantage of requiring no down payment, unlike FHA loans, which necessitate a minimum down payment of 3.5%.
With over 15 years of experience in all facets of Mortgage Lending, Melissa has knowledge in conventional, non-conventional, government, non-prime, and hard money loans. She understands that every loan is unique and keeps an optimistic mindset.
Melissa has an extensive background in helping first time homebuyers
2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing.
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3101 W. Pacific Coast Hwy, Suite 150A, Newport Beach, CA, 92663
Our all-encompassing approach to lending allows us to immerse ourselves in a multitude of lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards of character, respect, and integrity.
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2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Legacy Finance and Realty is a full service CA Mortgage and Real Estate Broker. We are proud to provide our clients with a plethora of home loan products as well as real estate sales and purchasing services. Whether you are looking for a loan to purchase or refinance a home, Legacy Finance and Realty will provide all viable options.
2901 West Coast Hwy, Suite 200, Newport Beach, CA, 92663
Crystal Lending Group Inc., a California based Real Estate Brokerage company with over 14 years of experience in the industry. Based in Newport Beach, California, we are here to serve our local communities along with every city in our beautiful state of California. The choice is clear when choosing Crystal Lending Group
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2901 West Coast Highway, Suite 272-273, Newport Beach, CA, 92663
Platinum Lending Solutions As professional mortgage planners, we are here to provide you with a type of mortgage that it would be used as a tool to achieve your both short and long-term financial goals and eventually lead you to the creation of wealth.Based on the information that you provide, we will offer you customized mortgage.
215 Riverside Avenue, Suite 201, Newport Beach, CA, 92663
Iron Financial, Inc. headquartered in Newport Beach, CA is a respected, aggressive and professional banker within the mortgage industry. Whether you are a first time home buyer, looking to refinance or searching for details on a "short sale", Iron Financial, Inc. can answer your questions, accommodate your needs and give you the best program.
2901 West Coast Highway, Suite 350, Newport Beach, CA, 92663
At Rancho Vista Mortgage, our team shares a strong entrepreneurial mindset. We take great pride in delivering effective strategies to the communities we serve in an effort to provide savings made easy.
We have set out to revolutionize the mortgage industry by opening Rancho Vista Mortgage in 2003
