USDA Vs. FHA Pro and Con comparison in Eudora, Douglas County, KS

As of 2025, the USDA loan cap in Eudora, located in the county of Douglas, KS, is established at $336,500. In contrast, the FHA loan ceiling for a single-family house is set at $472,030.

To compare the prevailing USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps you determine the required income, credit score, financial reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, which assists you in identifying the most suitable program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Eudora, Douglas County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Eudora, KS

The aim of Lendersa® is to secure you the ideal USDA or FHA loan swiftly and with minimal hassle. You can start by selecting one of three approaches that will align you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and compatible results

Exploring USDA Loans in KS

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. This loan comes with the significant advantage of requiring no down payment, unlike FHA loans, which necessitate a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



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