USDA and FHA Pro and Con in Hillsboro, Marion County, KS

In 2026, the USDA loan limit for Hillsboro, in the county of Marion, KS, is $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine the necessary income, credit score, reserves, and documents required to qualify. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA options side-by-side to decide the best program in Alabama for your financial situation.

Explore loan offers from a variety of 100 lenders

2026 Loan Limits and Downpayment Requirements in Hillsboro, Marion, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hillsboro, KS

Lendersa® strives to secure the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KS

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hillsboro Lenders

  • The State Bank of Canton, Canton, Kansas
  • 103 South Main Street, Canton, KS, 67428
  • Lends in Kansas
  • The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895.

    The State Bank of Canton served the Canton community at 112 N Main for 79 years.

  • Crossroads Credit Union
  • 217 East Main Street, Goessel, KS, 67053
  • Lends in Kansas
  • Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.

  • The Tampa State Bank
  • 326 North Main Street, Tampa, KS, 67483
  • Lends in Kansas
  • The Tampa State Bank is a branch office of The Tampa State Bank. They provide the following services: Full Service Office Location and are located at 326 North Main Street in Tampa Kansas.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • The Marion National Bank
  • 302 E. Main, Marion, KS, 66861
  • Lends in Kansas
  • Since 1905, Marion National Bank has been committed to serve the financial needs of our community. We offer a variety of products to help you reach your financial goals.Whether you have been a customer for over 50 years or just started banking with us, we think you will agree, we offer exceptional service to all our customers.

  • Mid-Kansas Credit Union
  • 104 South Avenue B, Moundridge, KS, 67107
  • Lends in Kansas
  • Mid-Kansas Credit Union began in 1947 as Moundridge Coop Federal Credit Union. We started with 10 members, and membership dues were only 25¢. We are a full-service credit union, with our main office in Moundridge, and a branch office in Buhler. Mid-Kansas Credit Union expanded it's operation, with the opening of our Buhler branch in 1990.

  • The Citizens State Bank
  • 201 S Christian, Moundridge, KS, 67107
  • Lends in Kansas
  • The Citizens State Bank has maintained family ownership since its beginning. Organized in Moundridge and chartered by the state of Kansas on August 1, 1904, the bank now includes locations in McPherson, Harvey and Marion counties. The Citizens State Bank has acquired several institutions over the years, including Wheatland Bank of Goessel.

  • McPherson Co-op Credit Union
  • 1999 South Main Street, McPherson, KS, 67460
  • Lends in Kansas
  • McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.

  • The First National Bank of Hope
  • 112 N Main Street, Hope, KS, 67451
  • Lends in Kansas
  • The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.

    1922 - The State Bank of Hope was sold to the Peoples State Bank
    1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop

  • The Halstead Bank
  • 314 Main Street, Halstead, KS, 67056
  • Lends in Kansas
  • The Halstead Bank is headquartered in Halstead and is the 104th largest bank in the state of Kansas. It is also the 3,357th largest bank in the nation. It was established in 1882 and as of March of 2022, it had grown to 27 employees at 5 locations. The Halstead Bank has an A health rating.