USDA Vs. FHA Pro and Con comparison in Hillsboro, Marion County, KS
In 2025, the USDA loan limit for Hillsboro, in the county of Marion, KS, is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine the necessary income, credit score, reserves, and documents required to qualify. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA options side-by-side to decide the best program in Alabama for your financial situation.
2025 Loan Limits and Downpayment Requirements in Hillsboro, Marion, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hillsboro, KS
Lendersa® strives to secure the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and appropriate USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require no down payment at all.
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