USDA Vs. FHA Pro and Con comparison in Louisburg, Miami County, KS

In 2025, the USDA loan limit for Louisburg, located in the county of Miami, KS, is $345,000. The limit for an FHA single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates and to determine the income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you to choose the program most appropriate for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Louisburg, Miami County, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Louisburg, KS

Lendersa® aims to connect you with the most beneficial USDA or FHA loan quickly and without hassle. Start by selecting one of three approaches that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in KS

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Step Mortgage
  • 7070 Knights Ct, Suite 402, Missouri City, TX, 77459
  • FIRST STEP MORTGAGE, your local Houston mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals
  • 1st Credential Mortgage Inc
  • 8615 Bloomfield Turn, Missouri City, TX, 77459
  • We will treat you right and give you the individual attention you deserve. We know the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
  • The First National Bank of Jeanerette
  • 1331 Main Street, Jeanerette, LA, 70544
  • The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness. Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
  • Rio Grande Savings and Loan Association
  • 901 1st Avenue, Monte Vista, CO, 81144
  • RG BANK is a superior financial institution, member-owned, professionally managed, renowned for outstanding service delivered with integrity. RG BANK serves our customers and communities with commitment and pride helping to foster their achievements and success. RG BANK is a leader with the vision to welcome change and the insight to provide.
  • Nations Loan Sevice
  • 1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471
  • "Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program. Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.
  • First Access Mortgage LLC
  • 1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
  • First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • American Commerce Bank
  • 400 US Highway 27 Bypass, Bremen, GA, 30110
  • American Commerce Bank opened for business in October 2004, and quickly earned a reputation for dependable relationship banking. Many of our initial customers still rely on us for their banking needs. From its first offices in west Georgia, our bank has prospered along with the communities we serve, tripling in size and market locations since 2012.
  • PMG HOME LENDING, LLC
  • 406 Alabama Avenue, Bremen, GA, 30110
  • PMG Home Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you