USDA Vs. FHA your options comparison in Louisburg, Miami County, KS

In 2025, the USDA loan limit for Louisburg, located in the county of Miami, KS, is $345,000. The limit for an FHA single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates and to determine the income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you to choose the program most appropriate for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Louisburg, Miami County, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Louisburg, KS

Lendersa® aims to connect you with the most beneficial USDA or FHA loan quickly and without hassle. Start by selecting one of three approaches that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in KS

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wheatland Bank
  • 222 N Wall St, Suite 100, Spokane, WA, 99201
  • Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.
  • Jack Tenold LLC
  • 203 N Washington, Suite 200, Spokane, WA, 99201
  • Jack Tenold will put his 26 years of experience to work for your benefit & he considers it a privilege to work with senior homeowners & their families. Getting information or applying for a reverse mortgage does not have to be an ordeal. It is easy to apply in person or over the phone. You can trust that Jack will always put your interests first.
  • Shout Mortgage LLC
  • 546 N Jefferson Ln, Suite 304, Spokane, WA, 99201
  • After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.
  • Chimney Rock Mortgage
  • 1320 N Atlantic St, Suite B, Spokane, WA, 99201
  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.
  • 456 Lend
  • 221 N Wall St, Suite 615, Spokane, WA, 99201
  • 456 LEND is a Northwest Equity Solutions Inc. company. 456 LEND offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Spokane area. Our team is your premier mortgage team located in Spokane, Washington.
  • Global Credit Union
  • 1500 W 4th Ave, Spokane, WA, 99201
  • Global continues to meet member needs by offering innovative products and services, low rates, few fees and excellent service. By monitoring purchasing trends, lifestyle changes and other indicators, we gain an understanding of what our members want from their credit union. We work diligently to deliver the best deposit and loan products.
  • Private Money Capital
  • 804 W Boone Ave, Spokane, WA, 99201
  • We've been helping people find private money funding options for over 20 years. Our team is dedicated to you and all of your different real estate needs. Work with a local team of seasoned professionals to help you accomplish your real estate investment goals in Washington. We are happy to offer financing options and loans not found
  • Atlantic Federal Credit Union
  • 75 Boulder Way, Biddeford, ME, 04005
  • Atlantic Federal Credit Union serves Southern Maine in Biddeford, Brunswick, Cumberland, Freeport, Sanford, Saco, Topsham, and York. With Atlantic Kasasa Free Checking, along with great Auto Loan and Mortgage rates Atlantic believes that better rates can lead to a better future and a better life.