USDA Loan Vs. FHA loan for Gardner, KS 2026

In 2026, the USDA loan limit in Gardner, located in Johnson County, KS, is $345,000. Conversely, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA programs side by side, helping you decide which is best for your financial needs in .

Discover USDA and FHA Loan Options in Gardner, KS

Lendersa® aims to swiftly provide you with the best USDA or FHA loan minus the hassle. Pick one of three starting points to connect with appropriate lenders and USDA loan programs.

Understanding USDA Loans in KS

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none at all.

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707-546-6675 Lender's profile and map Reviews First Priority Financial 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403 Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation
(425) 750-7593 Lender's profile and map Reviews Integrity First Mutual Mortgage LLC 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012 Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
(206) 890-9432 Lender's profile and map Reviews Every Door Home Loans 5506 6th Ave S, Suite 204, Seattle, WA, 98108 Every Door Home Loans has upgraded the traditional mortgage experience. Our innovative lending model invests more money, offer more services, and leverages resources exclusive to Every Door Home Loans. Being free of strict corporate bureaucracy allows us the ability to be nimble, innovative, collaborative, and competitive
8133847579 Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
(866) 341-1400 Lender's profile and map Reviews Western Mortgage Brokers, Inc. 2440 Willamette Street, Suite 201, Eugene, OR, 97405 We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
(206) 407-5452 Lender's profile and map Reviews Specialty Home Loans 5515 60th Ave NE, Seattle, WA, 98105 We are full-stack real estate entrepreneurs. We buy, sell, invest, develop, build, and finance real estate. Over the years, we have enabled many clients to build wealth and become financially secure from real estate through opportunistic and value-added investment philosophies in over 200 residential and commercial transactions.
(425) 273-1430 Lender's profile and map Reviews NWF mortgage 5034 48th Avenue NorthEast, Seattle, WA, 98105 At NWF, We have the most powerful mortgage rate search engine to help you find the best loan product. We are partners with more than 20 top mortgage lenders and investors nationwide. Funded more than $200 Million loans in 2021. Helped hundreds of homeowners lowered their monthly mortgage payment.
(206) 755-3050 Lender's profile and map Reviews All City Mortgage, LLC 7225 North East 149th, Place Kenmore, WA, 98028 Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.
(206) 526-2602 Lender's profile and map Reviews Westwood Mortgage 9706 4th Ave NE, Suite 205, Seattle, WA, 98115 Westwood Mortgage specializes in helping people find the perfect loan for their needs.Our focus is on providing our clients with the best service, competitive interest rate & fees, along with the most accurate information. We offers clients the highest level of customer service combined with the widest variety of competitive mortgage loan programs.
(707) 524-3033 Lender's profile and map Reviews Exchange Bank 400 Dutton Ave, Santa Rosa, CA, 95407 Exchange Bank has had only nine presidents in its long history. Father and son Manville Doyle and Frank Doyle co–founded the Bank in 1890. Frank Doyle served as President until 1948. Our third and fourth presidents, Charles Reinking and Andrew Shepard presided over a time of expansion and banking innovation.
(707) 228-6027 Lender's profile and map Reviews Team Anil Bembey 870 Butler Avenue, Santa Rosa, CA, 95407 Team Anil Bembey This client first philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently.