USDA and FHA Pro and Con in Paola, Miami County, KS

In 2025, the USDA loan limit for Paola, county of Miami, KS, is $345,000, compared to the FHA loan limit of $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates, and identify the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side to determine which program in most appropriately suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Paola, Miami County, KS

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Paola, KS

Lendersa® strives to connect you with the best USDA or FHA loan swiftly and easily. Start with one of three strategies that will lead you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KS

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is specifically available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Loans Inc
  • 2557 Ashley Phosphate, North Charleston, SC, 29418
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  • Somerset Mortgage Corp
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  • Town and Country Home Mortgage
  • 347 N Main St, Nephi, UT, 84648
  • Town and Country Home Mortgage We are a locally owned mortgage broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are t broker able to do your refinance, purchase or construction loans throughout the state of Utah. We specialize and are the State's experts on the USDA Rural Guarantee.
  • Solution Loans
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  • Solution Loans provides a true solution back to financial freedom. We at Solution Loans are committed to provide a product that not only provides for your immediate needs but places you in a better position personally, financially, and socially. Solution Loans products are structured to ensure your success as well as giving you a way
  • South Carolina Federal Credit Union
  • 6265 Rivers Avenue, North Charleston, SC, 29406
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  • Universal Mortgage Consulting
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  • Dollar Loan Center
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  • This is Dollar Loan Center your Community Short-Term, personal loan provider with 57 locations across Nevada and Utah. Established in 1998, we’re the top provider of signature loans in the cash loan industry. The success of DLC signature loans is due to our competitive interest rate
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  • Reverse Freedom LLC
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  • 8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
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  • 1st Source Funding, Inc
  • 8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
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