USDA VS FHA in Maize, Sedgwick County, KS

In 2025, USDA loan limit in Maize, county of Sedgwick, KS is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Maize, county of Sedgwick, KS

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Maize, KS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Kansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Union National Bank and Trust Company of Elgin
  • 101 East Chicago Street, Elgin, IL, 60120
  • Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
  • Banquet Financial
  • 607 Dundee Ave, Elgin, IL, 60120
  • Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans. We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
  • Coda Financial Group Inc
  • 2421 75th St, Woodridge, IL, 60517
  • Coda Financial Group Inc have a 30+ Years of Experience Residential, Investment, and Commercial Loans Setting the pace Helping our clients through the real estate buying process and also we 30+ Years of Experience. Residential, Investment, and Commercial Loans Setting the pace. Helping our clients through the real estate buying process.
  • Home Mortgage Solutions Inc
  • 6825 Hobson Valley Drive, Suite 201, Woodridge, IL, 60517
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
  • Pioneer Bank & Trust
  • 125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
  • Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.
  • BARCLAY BUTLER FINANCIAL INC
  • 1051 E Main St, Suite 219, Dundee, IL, 60118
  • Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.
  • Baker Hughes Federal credit union
  • 6830 Navigation Boulevard, Houston, TX, 77011
  • Our mission is not for profit, not for charity, but to be the financial backbone for our member-owners by providing the best products and caring professionalism to meet their needs from now and into the future. The Credit Union is guided by the members who elect a Board of Directors at the annual membership meeting.
  • Wallis State Bank
  • 6510 Railroad Street, Wallis, TX, 77485
  • Wallis Bank is a full service community bank with locations in Houston, Dallas, San Antonio, Los Angeles, and Atlanta. At Wallis Bank, our mission is to provide you with financial services that are unsurpassed in customer satisfaction. What makes Wallis Bank unique is our ability to serve the small rural customers to large international customers.