USDA and FHA Pro and Con in Maize, Sedgwick County, KS

As of 2025, the USDA loan limit for Maize, within Sedgwick county, KS, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, helping determine the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator shows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in selecting the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Maize, Sedgwick County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Maize, KS

The objective of Lendersa® is to swiftly connect you with the optimal USDA or FHA loan without hassle. Choose one of three entry points to match with lenders and USDA loan offers.

Lendersa USDA loan request and results

What Defines a USDA Loan in KS?

A USDA home loan, also termed a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available solely in rural areas. It requires no down payment, unlike FHA loans which require at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Charter Financial Corporation
  • 8204 East Del Caverna Drive, Scottsdale, AZ, 85258
  • First Charter Financial Corporation is a lender in the primary mortgage market. We are a small company. We only make loans in the state of Arizona. We have a low overhead so we are competitive with the large national companies. We do things differently from the large mortgage banking companies and the big banks.
  • iLending Mortgage LLC
  • 7702 East Double Ranch Road, Suite 300, Scottsdale, AZ, 85258
  • "iLending Mortgage is a full-service mortgage company that provides home loans and refinancing options to meet the needs of a growing base of clients. Based in Scottsdale, Arizona, we offer flexible options for loan programs from fixed or adjustable rates mortgage, hybrid arms, FHA, VA or Jumbo loans and many more."
  • Pinnacle Peak Lending Inc
  • 8655 East Via De Ventura, Suite G-151, Scottsdale, AZ, 85258
  • Pinnacle Peak Lending, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are the Arizona-based mortgage company that wants to be your trusted partner in the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
  • Scratch Funding LLC
  • 9525 E Doubletree Ranch Road, Suite 102, Scottsdale, AZ, 85258
  • Scratch Funding LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • F.T.Financial, Inc.
  • 9420 East Doubletree Ranch Road, Suite C-110, Scottsdale, AZ, 85258
  • At F.T. Financial, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Holmberg Capital, LLC
  • 7702 East Doubletree Ranch Road, Suite 300, Scottsdale, AZ, 85258
  • Holmberg Mortgage is Arizona’s premier full service mortgage and private lending company. Our mission is to deliver our clients the best interest rates and terms possible with the lowest closing costs. We are not like typical banks or online mortgage lenders. We don’t charge “junk” fees or excessive closing costs
  • Nolan Mortgage Services, Inc
  • 7373 East Doubletree Ranch Road, Suite 200, Scottsdale, AZ, 85258
  • Nolan Mortgage is a residential home mortgage broker committed to providing Arizona homeowners GREAT RATES … QUALITY SERVICE. We welcome the opportunity to compete against any other mortgage company, bank, mortgage banker, or credit union, and feel we will provide better options for your home financing.
  • Galaxy Lending Group LLC
  • 8687 E VIA DE VENTURA, Scottsdale, AZ, 85258
  • Galaxy Lending Group, LLC provides home loans and personalized mortgage counseling to Arizona, Colorado, Oregon, Texas and Washington residents looking for a reputable and responsible mortgage lender. With two decades of experience in residential lending, we can find the right loan at a competitive rate even in today's tough economy.