USDA Vs. FHA your options comparison in Valley-Center, Sedgwick County, KS
In the year 2025, the USDA loan cap within Valley-Center, located in Sedgwick county, KS, has a value of $285,000, while the FHA limit for a single-family house is $356,362.
To compare the top USDA and FHA rates of today, utilize the Lendersa® USDA loan calculator. Determine the necessary income level, credit history, financial reserves, and documentation required for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loan programs side by side, guiding you in deciding which program in suits your particular financial circumstances best.
2025 Loan Limits and Down Payment Requirements in Valley-Center, Sedgwick County, KS
Type of Loan
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Valley-Center, KS
Lendersa® strives to provide you with the best USDA or FHA loan quickly and with minimal effort. Choose from one of the three starting points to find matching lenders and USDA loan schemes.
A USDA home loan, endorsed by the government Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, unlike FHA loans, which demand at least 3.5% down.
At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge
Anthony is a mortgage professional with more than 20 years in the business. He specializes in helping low and middle income families and individuals become home-owners. With dozens of home products at my disposal, I can help you find the mortgage that is perfect for your individual needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MCM Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
113 N. Poydras Street, Suite 202, Lewisville, TX, 75057
At Finance America, we believe that home loans should be simple, personal and able to meet a borrowers’ changing financial needs. Our customers come from all walks of life, so instead of trying to fit them into predefined boxes, we assess their application on a case by case basis to find the loan that best suits their needs.
190 Aviation Plaza, Suite E, Hot Springs National Park, AR, 71913
The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions.
We are a not-for-profit, member-owned, federally insured federal credit union.
Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
