In the year 2025, the USDA loan cap within Valley-Center, located in Sedgwick county, KS, has a value of $285,000, while the FHA limit for a single-family house is $356,362.
To compare the top USDA and FHA rates of today, utilize the Lendersa® USDA loan calculator. Determine the necessary income level, credit history, financial reserves, and documentation required for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loan programs side by side, guiding you in deciding which program in suits your particular financial circumstances best.
2025 Loan Limits and Down Payment Requirements in Valley-Center, Sedgwick County, KS
Type of Loan
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Valley-Center, KS
Lendersa® strives to provide you with the best USDA or FHA loan quickly and with minimal effort. Choose from one of the three starting points to find matching lenders and USDA loan schemes.
A USDA home loan, endorsed by the government Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, unlike FHA loans, which demand at least 3.5% down.
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