In the year 2025, the USDA loan cap within Valley-Center, located in Sedgwick county, KS, has a value of $285,000, while the FHA limit for a single-family house is $356,362.
To compare the top USDA and FHA rates of today, utilize the Lendersa® USDA loan calculator. Determine the necessary income level, credit history, financial reserves, and documentation required for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loan programs side by side, guiding you in deciding which program in suits your particular financial circumstances best.
2025 Loan Limits and Down Payment Requirements in Valley-Center, Sedgwick County, KS
Type of Loan
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Valley-Center, KS
Lendersa® strives to provide you with the best USDA or FHA loan quickly and with minimal effort. Choose from one of the three starting points to find matching lenders and USDA loan schemes.
A USDA home loan, endorsed by the government Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it requires no down payment, unlike FHA loans, which demand at least 3.5% down.
At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.
Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.
In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business.
We offer creative financing for all industries and verticals and everything is negotiable.
Amounts starting at $1M - $1B.
Northern State Bank has been serving the needs of our communities for over 85 years. The bank’s original charter incorporated the Marengo State Bank in 1920. In 1933 the articles of incorporation were amended, changing the name to Northern State Bank, and the main office was moved to Ashland.
Chippewa Valley Bank's roots go back to 1917, when it was first chartered by the State of Wisconsin in the small pioneer community of Winter. There was not much growth in the bank for many of the early years, with only basic banking products and services being offered. However, the bank was a pillar of strength for the small village.
Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.
Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
