USDA Vs. FHA your options comparison in Newton, Harvey County, KS

In 2025, the USDA loan cap in Newton, within Harvey County, KS, is $336,500. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side to determine the best option for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Newton, Harvey County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Newton, KS

Lendersa® is committed to quickly finding you the best USDA or FHA loan without hassle. Start with one of three pathways to connect with suitable lenders and USDA loan programs.

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Understanding USDA Loans in KS

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is intended solely for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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