USDA Vs. FHA Pro and Con comparison in Newton, Harvey County, KS
In 2025, the USDA loan cap in Newton, within Harvey County, KS, is $336,500. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side to determine the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Newton, Harvey County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Newton, KS
Lendersa® is committed to quickly finding you the best USDA or FHA loan without hassle. Start with one of three pathways to connect with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is intended solely for rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need no down payment.
At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
43260 Garfield, Suite 250, Clinton Township, MI, 48038
"Victory Home Loans is a wholesale brokerage that was established in December of
2000. Scott Van Sickle is the broker & brings over 15 years of combined
mortgage & real estate experience to the table.Being a wholesale broker gives us
the unique advantage of giving superior service while at the same time delivering
very competitive rates and
Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.
5145 South Airport Road, Suite 300, Roy, UT, 84067
We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA
FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
