USDA Vs. FHA Pro and Con comparison in Hesston, Harvey County, KS

In 2025, within Hesston in Harvey county, KS, the USDA loan limit is set at $336,500, whereas the FHA loan cap for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA versus FHA rates and assess the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loan comparisons side by side, assisting you in selecting the most suitable program for your financial requirements in Alabama.

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Loan restrictions and downpayment criteria for 2025 in Hesston, Harvey County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Examining USDA and FHA Loan Alternatives in Hesston, KS

The aim of Lendersa® is to promptly secure the most favorable USDA or FHA loan for you, free of complications. Begin with one of three options to connect with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in KS?

The USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the government via the Department of Agriculture and is available solely in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage demands no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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