USDA Vs. FHA Pro and Con comparison in Kingman, Kingman County, KS
In 2025, the USDA loan limit in Kingman, county of Kingman, KS, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates. Determine income, credit, reserves, and documents needed to qualify with our advanced mortgage calculator, which shows USDA, FHA, Conforming, and VA options side by side to help decide the best program in Alabama for your situation.
Loan Limits and Down Payment Requirements for 2025 in Kingman, Kingman, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kingman, KS
At Lendersa®, we aim to find you the best USDA or FHA loan quickly, without hassle. Choose one of three starting points to match with lenders and USDA loan programs.
The USDA home loan, funded by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages need no down payment.
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